Saturday, August 13, 2022

Can I Get Cash From My Visa Gift Card

Can You Get Cash From A Visa Gift Card

How To Turn Visa Gift Card into Cash Using Paypal or Venmo | Transfer GiftCard Money to Bank Account

If you have a prepaid, reloadable Visa card, you can usually use it to withdraw cash from an ATM or receive cash back from a retailer when using it to make a purchase. However, if you have a non-reloadable Visa gift card, you cannot use it to withdraw cash at an ATM or get cash back at a store. Because standard gift cards can be purchased anonymously, they are governed by anti-money laundering laws and cannot allow cash withdrawals.

If youre unsure whether your Visa card is prepaid, check its face or packaging for verbiage like reloadable, permanent, or direct deposit. Companies that sell reloadable prepaid Visa cards include Green Dot, NetSpend, MyVanilla, MOVO, and others. You can also call the toll-free number on the back of your card and ask a representative about its terms and conditions if you arent sure.

We confirmed this information with customer service representatives for Visa.

Make Money From Your Gift Card By Buying And Reselling Items

This may not be the solution if you are looking for quick cash, but it can give you greater returns if you know what and when to buy and sell a particular item. Like Ive said earlier, most stores treat gift cards as credit cards. This means that you can use your gift card to purchase anything from their online shop.

The trick here is to keep an eye on items that are on sale or in high demand and with low supply in your area as of the moment. Once you found some, buy these products and resell them at a profit. And if you are wondering how you can use your Visa gift card for this purpose, its simple add it to your PayPal wallet and from there, you can use it to pay your online or even in-store purchases.

Can You Get Cash From A Visa Gift Card Answered

Short Answer

If you have a prepaid, reloadable Visa card, you can withdraw money from an ATM or get cash back from a retailer. However, you can only convert an ordinary Visa gift card into cash by selling it to a third-party purchaser, returning it to the original store where it was purchased, or using it to purchase a money order. For more details, see below.

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Use The Visa Gift Card To Pay Your Bills

The next method, which is as good as getting liquid cash, is using the gift card to cover your bills. This can be done with the free service called Plastiq as mentioned above.

You can do this in the following ways:

  • Pay large bills like your mortgage, car payment, and more

Since you would have used cash to pay for the installments of loans like your car loan or mortgage, using the card is as good as cash.

Some companies, such as Plastiq, allow clients to settle certain bills through credit cards.

And, since Visa cards are perceived as credit cards, you can use them with companies that allow payment by credit.

However, you should know that since the company will treat the card as a credit card, the card will incur slightly fees. Its completely free to sign up and try.


  • Pay everyday bills

Besides using the cards for larger bills, you can also use it to settle regular bills or, better still, make some local purchase with the Visa gift card.

This is possible since, in most cases, Visa gift cards are acceptable in stores that accept normal Visa cards.

Also, billers who accept the use of credit cards will, in most instances, take the gift card as payment.

See Related: 10 Ways to Get Money

Sell It To A Gift Card Website

How much money do i have on my Visa gift card

Another way to sell your Visa gift card for cash is via a specialized gift card website like;Gift Card Granny, Card Cash, Gift Cash, or Gift Card Spread.

I like Gift Card Granny because they offer many options with different selling and payment methods.

  • Enter Visa as your gift card brand name
  • Enter the balance you currently have in your Visa gift card
  • Select one of the offers provided to be redirected to their partner
  • For example, you can sell a Visa gift card with a balance of $100 for $90, so a 10% fee. The fees are higher than other strategies, but if you are in a rush, it can be an easy way to convert your Visa gift card into cash.

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    Can I Convert A Visa Gift Card To Cash At An Atm

    Unfortunately, you cant withdraw funds from your Visa gift card at an ATM. Prepaid gift cards are primarily meant to be used in exchange for goods from a merchant.;

    A common characteristic of withdrawing funds from an ATM is that your credit card or debit card is connected to a checking account.;

    In comparison, a Visa gift card is not connected to a checking account but rather pre-loaded with funds you use to shop.;

    Additionally, Visa gift cards do not have PINs which is one of the main features of credit cards and debit cards. So, for now, converting a visa gift card to cash at an ATM is not an option.;

    Ways To Get Cash From A Non

    While you cant directly get cash back from a non-reloadable Visa gift card, there are ways to get cash from your gift card. One of the simplest methods to convert it into money is to sell it to third-party purchasers. See our research on places that buy gift cards.

    If you have the receipt, another option is to return your gift card to the store where it was purchased. If the store allows gift card returns, you may be able to get a cash refund.

    Finally, you may be able to buy a money order with your Visa gift card. Sellers of money orders mostly accept chipped cards as payment, but some vendors may still take a Visa gift card. Call your preferred seller first to be sure you can use a Visa gift card to buy your money order. For more on money orders, see our research on what you need to get a money order and where you may be able to buy a money order with a gift card.

    Note that you generally should not use money transfer sites such as PayPal, Cash App, or Square to deposit a Visa gift card into your bank account. This violates the terms of service of these sites and can lead to the cancellation of your account.

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    Proven Ways To Convert Visa Gifts Card To Cash

    While its true that you cant simply go to an ATM and withdraw money from a gift card, there are still several ways on how to get cash from a Visa gift card.

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  • Perhaps you earned the gift card through survey sites and rewards programs, someone gave it to you last Christmas, or maybe you bought it yourself as part of a promotion. But this time, for whatever reason, you just want to have cold hard cash.

    Again, if thats the case, Ill be sharing some tested and proven ways on how to cash out Visa gift cards.

    How Do I Transfer Money From A Visa Gift Card To My Bank Account

    How To Get Cash Off A Visa Gift Card | How To Get Cash Out Of A Visa Debit Gift Card

    You cannot directly transfer funds from a Visa gift card to your bank account, but you can find a workaround by following the steps outlined below.;

    Some of the options include:;

  • Sell it through Apps like prepaid2cash
  • Selling it through websites like CardCash, Raise, and Gift Card Granny
  • Selling your Visa gift card through a gift card exchange kiosk near you
  • Using it to pay your bills
  • Giving it away as a gift
  • Using your Visa gift card to buy and resell items for cash
  • Linking your Visa gift card to your PayPal wallet
  • Linking your Visa gift card to your Venmo account
  • Using it to purchase a money order
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    Can You Transfer Money From A Prepaid Card To A Bank Account

    The initial phase in the process is to check if your card even permits you to move assets to your ledger in any case. The good news is that you can actually move cash from a prepaid card to a financial balance in practically all cases. Yet, how you do it relies upon what sort of prepaid card you have.There are two types of prepaid cards:

    • Regular Prepaid Card
    • Prepaid Gift Card

    What Is A Prepaid Card

    Prepaid cards are technically a type of debit card. Issued by a financial institution or credit card companyVisa, MasterCard, and Discover all offer themthey are deposited or “loaded” with a certain amount of money. They then can be used in person or online to purchase items or pay bills. They can also be used at ATMs to withdraw cash.

    Just like regular credit cards, prepaid credit cards have a number and an expiration date printed on the front or back, and they generally can be used in the same places. The amount of money deposited or “loaded” onto the card represents the card’s credit limitthat is, how much can be charged on it. Once the balance on the card had been exhausted, the card is worthless, unless more funds are deposited on it. In fact, a prepaid debit card can be used repeatedly, so long as the cardholder keeps adding money to the card. It may carry a monthly fee, however.

    Although the terms are often used interchangeably, these prepaid cards are not the same as prepaid credit cards. Requiring an application, a credit check, and approval from the issuer, a prepaid credit card functions like a regular : the cardholder can maintain an outstanding balance, receives monthly statements, etc. The key difference is that approval for the card is contingent on a security depositcollateral for the issuer, in case the cardholder falls delinquent in their payments.

    Read Also: How Do I Use An Apple Gift Card

    Can I Sell A Visa Gift Card To Other People

    Yes, if you choose to, you can definitely sell a Visa gift card that you have and dont want to other people. Places such as Facebook Marketplace and Gift Cash let you sell your unwanted gift cards and get cash for them.

    You can even sell them to your family and friends if you dont want them. If selling online isnt your thing, try asking family or friends if they would be interested in your Visa gift card.

    How Can You Get Cash From A Prepaid Debit Card

    Prepaid Card for Travelers Without Credit Card ...

    You can get money from your prepaid card account. If you received payment from your parents, friend, relative, or an employer, you could get the money in cash if you wish so. Prepaid cards are accepted at ATMs so long as there is a sign indicating that the card service provider is accepted. You will always see signs indicating `Visa card accepted here or `MasterCard accepted here and so on.

    Another trick will be sending money to someone elses bank account to give you the money in cash. The place you live in may have no ATMs or banks, and you need the money. The person may require you to send the money plus something on top as an appreciation.

    You can get cash from your prepaid card by getting money back from merchants as you purchase goods and services. Cash backs depend on the volume of products purchased and the items purchased as well.

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    Can I Get Cash Back From A Store Gift Card

    If you want to get money from a store gift card, then Yes! You can get cash off a gift card if its a closed-loop gift card by selling it to a gift card reseller. For example, you can get cash from a Target gift card, a Sephora gift card, a Home Depot gift card and more. Check out this list of gift card resellers for more informaton.

    If, on the other hand, what youre really asking is how to save money on a gift cardhow to get cash off the face value of a gift cardthen check out my list of the hottest deals on discount gift cards around. I update this list often, so you should check back regularly.

    If you used part of the gift card and want to know if you can get the gift card balance paid in cash, then check out the state gift card laws to see if your state requires merchants to give cash back when the gift card balance drops below a certain amount.

    Look for your brand gift card in our Gift Card Balance Check Directory.

    Does Coinstar Give Gift Cards

    Coinstar does give gift cards in exchange for cash! All you have to do is go to a Coinstar kiosk, choose the gift card you want, put your coins in the slot and youll receive your gift card to use online or in-store.

    They have a huge range of retailers to choose from, including Amazon, Dominos, Gap, Nike, Sephora, Starbucks and iTunes.

    free $5 gift card

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    Is A Visa Gift Card The Same As Cash

    A Visa gift card offers the same functionality as cash, in that you can make payments with these methods. There are main differences to consider between gift cards and cash.

    The most obvious is cash can be used for basically anything, while individual gift cards are only applicable in certain circumstances. Another thing to consider is you can have as much cash on hand as you have.

    Visa gift cards only allow a certain amount. You can still transfer Visa gift cards to cash, but it requires specific methods.

    How Do I Know The Value Of My Gift Card

    Turn Your Visa Gift Card Into Cash 2017

    You can check the available balance on your gift card by visiting

    Yes, however you must first register your card, by visiting When you make your online purchase or phone purchase, be sure to use the same name, address and phone number you used when you registered your card.

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    Ways To Trade/sell Your Amazon Gift Card For Cash

    by Saeed – Last Updated September 24, 2020

    How do you trade or sell your Amazon gift cards for cash?

    Here is a scenario:

    Lets say somebody bought you a generous $500 .

    You are beside yourself.

    You thank them a thousand times and cant wait to use the card.

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    The only problem is that you dont actually need anything that Amazon sells . Lets just say you would rather have that $500 in cash because you have to pay your rent or some other bill.

    Amazon wont exchange the card for you with cash. And if you were to buy something and then return it, they could only credit your account, which gets you nowhere.

    You cant ask your friend to take the card back and give you cash instead.

    So what can you do?

    Accept The Gift Card Offer

    Gift Card Exchange pays up to 85% of the value of the gift card, but the amount of the offer you get will depend on the popularity of the gift card. Grocery store, gas station and large department store gift cards such as Target or Walmart generally fetch higher resale values than gift cards to smaller retailers. Though your experience may be different , we sold a $25 Best Buy gift card for $16.25.

    Heres a Tip! You can choose to accept the offer. Once you successfully enter the card information, the Gift Card Exchange machine will make you an offer for the card. If you are happy with the amount offered, then select Accept. If not, select Decline. Youre not obligated to complete the transaction until you accept the cash back offer.

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    What Is The Fee For The Coinstar Gift Card Exchange

    The Coinstar gift card exchange rate is one-to-one when it comes to gift cards. That is, whatever the value of the coins you put into the kiosk is how much the gift card it gives you will be worth. There is, however, an 11.9% service fee for exchanging coins for notes.

    This is pretty steep, especially as it means that if you deposit $100 of coins, youll lose almost $12 of this. This is why it can be a good idea to check for other options where you can cash in change for free.;


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