How To Use A Visa Gift Card Online
The beauty of receiving a Visa gift card is that it gives you the flexibility to use it with any online merchant that accepts Visa debit cards. Depending on how your card was purchased, it may be already activated when you receive it. If not, you’ll have to activate it before you can use it, and if you want to use your Visa gift card online, you”ll also have to register it.
Pending Transactions Are Affecting The Balance
Every time you swipe or enter your Visa gift card number into a payment system , the system checks to see if the card has sufficient funds to complete the transaction. During this authorization check, the system will place a hold on the funds needed for the purchase. If the transaction is cancelled or later declined, then the pending amount is released. If the transaction is completed, then the pending amount is finalized and the card balance is reduced by the dollar amount of the final purchase.
Sometimes holds are not released immediatelyit can take several hours or several days to remove a pending charge depending on how each merchant system works. During that time, your gift card may decline if pending charges are tying up a portion of the gift card balance that you know should be available.
If your card is not working and pending charges are still affecting the card balance, wait a few days and try again. If you want to understand the process more, heres an article on why it takes so long for charges to clear.
How Gift Cards Work
A gift card is a form of payment that can be used to make purchases at retail stores, gas stations, restaurants, and other locations. You load money onto the card, which you or the gift cards recipient can then spend at accepted locations.
Gift cards can be open-loop or closed-loop. An open-loop gift card can be used anywhere that brand of card is accepted. For example, if you have a gift card thats branded with the Visa logo, you could use it to make purchases anywhere Visa is accepted.
A closed-loop card, on the other hand, can only be used at specific merchants. For instance, if you purchase a gift card from Starbucks or Amazon, you or the gift cards recipient would be able to use them to make purchases only at the retailer issuing the card.
Some prepaid gift cards charge a fee to purchase them. You may also pay a separate fee to reload money to a gift card if you wish to reuse it.
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Visa Gift Card Troubleshooting Guide:
Having issues with your Visa gift card? Ask yourself the following questions to troubleshoot your issue.
- Did you make a typo? If you get an error when trying to make an online purchase with a Visa gift card, the first thing you should always do is check if the name, address, card number, and security card are all correct. Its very easy for a finger to slip and cause a typo.
- Is the merchant based outside the U.S.? If youre still having issues, check if the store youre trying to buy from is located outside the United State. Because of the recent legislature, most gift cards sold within the U.S. are restricted from being used at merchants outside of the U.S. If your card is a U.S.-only card it will say Valid only in the United States on the front.
- Are you trying to use your Visa gift card at PayPal? You will run into issuer blocking if you try to redeem your Visa gift card at a business where that allows you to convert a payment into cash. You cant convert your Visa gift card for cash because of money-laundering concerns. Since PayPal falls into this type of business, this is why you cant use your Visa gift card there.
- Are you trying to sign up for a monthly service? If you try using your Visa gift card to sign up for recurring services, its possible that the merchant may block prepaid cards from being used. They do this because they know there is only a limited amount of funds on the gift card and that the payment will fail eventually.
Can You Use Gift Cards Online
4 minute read
Want to spend your gift card from the comfort of your couch? Most gift cards let you spend your credit online and get your stuff delivered directly to your door. Not sure how to use gift cards online? Weve created this easy-to-follow guide to help make online shopping with a gift card super simple.
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Instructions On How To Spend Your One4all Gift Card Online
In payment options at the checkout, select Visa or Visa Debit Card.
Enter the 16 digit card number on the front of your card in the Card Number box.
Use your own name for the Name on Card section.
Enter the Valid Thru date on the front of the card in the Expiry Date box.
Remove the silver scratch panel from the back of your card to reveal your CVV2.
Use your own name and address for Billing Details.
Waiting Period On The Card
Gift cards ordered from Giftcards.com are usable as soon as the card is registered. But some drug stores and gas stations sell gift cards that are not usable for a specified waiting period .
Because thieves sometimes use stolen credit cards to buy gift cards, the waiting period gives banks, stores and victims a moment to detect and report compromised cards. If the theft is reported before the gift cards are used, the gift cards can be cancelled before the funds are depleted.
If you purchased a gift card at a store and try to use it immediately, but find that the card doesnt work, check the receipt or gift card packaging to see if a waiting period is specified.
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Can I Use A Gift Card To Purchase Items Online
Yes, gift cards purchased in the UK from our stores are now valid for use online and in store.
Please note: cards purchased via a third party are not valid for online use. These cards will begin with “6375”.
To redeem your gift card online you will need to enter your gift card number and pin at checkout.
How do I pay the balance if my gift card won’t cover the full order?Once you have applied your gift card you can choose to pay the remaining balance via Visa, MasterCard, Paypal, Zip, Laybuy or Klarna.
Visa Gift Card Not Activated
For security measures, some gift card sellers require the recipient to activate the card before it can be used. Though stores often activate gift cards at the cash register, online gift card sellers generally require the recipient to activate the card once it is received in the mail or via email. If your gift card does not work online, check to see if it needs to be activated or registered before use.
If you have a Visa gift card or Mastercard gift card from Giftcards.com, activate your card here.
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Can You Use A Visa Gift Card For Online Purchases
You might be wondering and have this common question: whether you can make use of a Visa gift card for your online purchases, here we are going to tell you.
So, the answer is yes, you can easily use this card to make and process all kinds and types of online purchases at your end. Furthermore, this card is packed and injected with a Visa logo and you can freely use this card to millions and trillions number of places.
This card is accepted everywhere and you can avail of it for your offline and online purchases.
When you make a purchase, you just have to handover this card to the specific merchant, he enters this card into the machines, then he is going to give you the receipt of your purchase.
The best part of this Visa gift card is that you can use to make your Amazon online purchases.
Can I Pay With More Than One Visa Gift Card
YES with this Gift Card Hack:Many people think that you cannot use a Visa gift card online if the transaction exceeds the dollar value on the Visa gift card. While that is true, the problem is more of a technical issue than a limitation of the gift card.
When you look at an online shopping cart, you will generally see a field to enter a gift card number and a field to enter a debit or credit card. The split tender or partial gift card payment transaction is possible when paying with a store gift card because you enter the store gift card into the gift card field and you enter your debit or credit card into the other field. But since a Visa gift card is entered into the debit or credit card field, theres no other place to enter your debit or credit card to complete the transaction.
Without a little creativity, there is generally no way to use more than one Visa card to complete an online purchase. I have never seen an online shopping cart that allowed more than one bank card, of any type, to be applied to a purchase.
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Make A Partial Payment
If the total amount on the card is less than the total purchase price, it may be possible for you to use the remainder of your card to buy a store e-gift card. In most cases, this is a code sent to your email inbox. You can then use that egift card code toward your total balance.
Where Do The Gift Card Numbers Go
In the payment example above, you would enter gift cards as follows:
1. Visa Gift Card: Input a Visa gift card, Mastercard gift card, Discover gift card or American Express gift card into the Credit/Debit card fields on the left, circled in red.
2. Store Gift Card: Input a store gift card into the card number field on the right, circled in blue.
Keep in mind, the fields could be anywhere no the payment screen youre looking at. The most important thing to look for, however, is the fields marked as Credit/Debit card.
Incidentally, this example also shows how to make a payment online when a store gift card amount will not cover the full amount of the purchase. Using two forms of payment is called a split tender transaction. You would enter the store-issued gift card into the gift card field and use another form of payment to complete the purchase.
If you do not have a store-issued gift card and need to make a partial payment with a Visa gift card, then read this tip on how to make a partial payment with a Visa gift card online.)
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How Do You Activate A Visa Gift Card Online
There is a specific process to activate this Visa gift card online, below you can see the details and if you have any questions on this activation process, then you can ask and convey to us:
First of all, you have to visit and access the respective activation link that is marked and listed right there on the sticker part of your Visa gift card. This link is present on the front side of your card.
Some people prefer activating their card through phone calls and others opt for this online method. At times, this activation link is present on the backside, and sometimes, it is present on the front side of this card.
With the help of this link, you can complete the registration procedure of your card as well.
If you fail to see a sticker on your Visa gift card, then you can take help from the website that is marked and provided on the backside section of your card.
This website tells you who is the issuing vendor and by checking out that site, you can get the activation link from there.
When you get the activation link, then you have to open it and enter the correct and needed information so that this card can get activated as soon as possible.
This is an important step to register and activate your card. Upon activating this card, you can make purchases and even allowed to make in-person purchases.
This is a legal need and requirement that you have to fill all of these sections.
Did You Lose Your Visa Gift Card
If you happen to lose a Visa gift card, you should report it immediately to the card issuer. Youll need to provide the lost or stolen Visa Gift card number for cancellation and replacement.
So it may be a smart idea to write the number down somewhere in case you do lose it or have it stolen.
Want to earn free Visa Gift cards? Check out my article on the best 33 gift card apps!
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When Is The Last Date To Order A Gift Card In Order To Receive It Before December 25th
To receive a gift card order prior to December 24th we recommend placing it before December 10th. While this should provide ample time for fulfillment and shipping, there is no delivery guarantee as we are subject to Canada Post shipping timelines. Gift cards can also be purchased in person at any White Spot restaurant.
What Online Card Payment Looks Like
When you get to the online payment processing portion of checkout, enter the gift card number, expiration date and Card Verification Number into the fields you typically use for debit and credit card payments. Do not enter a Visa gift card number into the gift card field. That field is reserved for retailer-specific card numbers.
Below is an example of what online payment often looks like. This example shows many payment options including bank-issued debit and credit cards, store credit cards, PayPal, PayPal credit, a payment plan, store gift cards and even Bitcoin.
Most online shopping carts do not have this many ways to make a payment, but nearly all have a place to enter a credit card that is different from the area in which you would enter a gift card .
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Use Your Visa Gift Card Online
You use it in the exact same way you would use a credit card. That means you put in all your personal information. Then, put the Visa gift card number in the credit card number field along with the CVC.
Do not make the mistake of putting the gift card number in the gift card field. Most of the time, that field is reserved for store-specific gift cards. For example, if youre shopping online at BestBuy, the image below shows you where to put the BestBuy gift card number and where the Visa gift card details would go.
Register Your Visa Gift Card
Registering your Visa gift card is a very similar process as activating it. Call the 800 number or go to the website associated with the gift card and put in the card information. But this time youll also have to include your personal information: name, address and phone number.
You have to go through this process because many online merchants use a security procedure called AVS when accepting debit or credit cards online. Since your Visa gift card is an open-loop gift card, its processed and dealt with as if it were a debit card.
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Where To Buy The Stores Egift Card
Sometimes you do not know the transaction is going to exceed the gift card balance until the shopping cart gets loaded up with shipping charges and taxes. When that happens, there are two ways to quickly get an egift card to use:
1. Empty the Cart and Start Over When the total purchase is greater than the value of the gift card, one solution is to cancel the items in your cart and buy an egift card instead. When the egift card arrives, you can start over.
2. Buy the eGift Card Elsewhere Another option is to buy the egift card from a different website. If you want a , for example, you can buy that here at GiftCards.com.
What You Can Learn About Visa Gift Cards Here
In the post below, Ill talk to you about the following three things.
Though Visa, Mastercard and other bank-issued gift cards work online quite well, there are certainly a few things to know that can make for a more positive experience.
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How To Use A Gift Card Online
Using gift cards online is so easy just like using your regular payment card. Whether someones sent you a plastic gift card in the mail or a digital gift card to your email, its really simple to use it to buy online.
Heres how to do it:
Some retailers will let you use a gift card for part of the purchase, while others will only let you complete the transaction if you can cover the full cost with your gift card, so its worth checking out their terms and conditions before you fill your shopping cart!