Introduction To The Vanilla Prepaid Visa And Mastercard
The Vanilla Prepaid Card is a prepaid card available in two forms: Mastercard and Visa. You can pick one that you find more useful. Both names are reliable and supported by millions of local and international brands. The fee for both options is the same.
Just like a traditional or debit card, you will be able to use your Vanilla card to shop online or in-store. However, we must mention that this card isnt as widely accepted as a traditional and some retailers may deny it.Since it is a prepaid card, its easy to get as there are no or credit requirements. You can get as many cards as youd like without worrying about having to pay bills or watching your credit score suffer. This makes the Vanilla Prepaid Visa and Mastercard a great choice for people looking for a prepaid card as a gift.
You can get your hands on a card and give it to your loved ones. There are no limits on how many cards an individual can own. In fact, you will not be asked about your or how many cards you own when you apply.
Vanilla Prepaid MasterCard is issued by The Bancorp Bank in partnership with MasterCard. Moreover, the card is serviced and distributed by InComm Financial Services, Inc. Similarly, the Visa card is issued in partnership with Visa.
Vanilla Prepaid Visa And Mastercard: The Full Review 2022
Those who enjoy using prepaid cards now have a new option to choose from: Vanilla Visa or Mastercard. The general opinion on these cards is mixed as they act just like gift cards and not like typical debit or credit cards. Still, there are several benefits of owning a Vanilla prepaid card.
In this Vanilla Visa and Mastercard review, well look at these cards from a critical perspective and cover everything theres to know about these cards. Well cover their pros and cons, fees, and more. Now without much ado, lets get started!
How To Get Cash From Your Vanilla Visa Gift Card
After draining your resources, you wonder if that cash you loaded on your Vanilla Visa gift card can sort out your financial problems. You begin thinking of how the few hundred dollars in the prepaid card can pay for some of your expenses. Since you know that you cannot get cash off your MasterCard or Visa gift card, you ask yourself if a Vanilla Visa gift card has the same restrictions? Unfortunately, you cannot get money directly from your Vanilla Visa gift card, but you can explore other alternatives listed below and see which best suits you.
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What Online Card Payment Looks Like
When you get to the online payment processing portion of checkout, enter the gift card number, expiration date and Card Verification Number into the fields you typically use for debit and credit card payments. Do not enter a Visa gift card number into the gift card field. That field is reserved for retailer-specific card numbers.
Below is an example of what online payment often looks like. This example shows many payment options including bank-issued debit and credit cards, store credit cards, PayPal, PayPal credit, a payment plan, store gift cards and even Bitcoin.
Most online shopping carts do not have this many ways to make a payment, but nearly all have a place to enter a credit card that is different from the area in which you would enter a gift card .
How Do I Turn My Vanilla Visa Gift Card Into Cash
The Vanilla gift card is a Visa prepaid gift card that is available for purchase in amounts from $10 to $500. Its great for special occasions and a great gift to give to people if you arent sure what to get them for an occasion.
Similar to a regular Visa gift card, if you are looking to convert a Vanilla Visa gift card to cash, you can use all the options recommended in this post to get started. So even though you cant get money directly from a Visa Vanilla gift card, you can use the options in this post.
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How To Use Vanilla Mastercard Gift Card Online
How To Use Vanilla Mastercard Gift Card Online. To use your gift card online, you will need to set a zip code It is very simple to use a vanilla mastercard.
This zip code is for security purposes, and most websites do zip checks before processing payments. Select ‘credit’ or ‘debit’ as the payment method in the payment method section, enter the card information as you would a credit or debit card. Ive tried online on 3 different places like, boohoo, riverisland and also vivian westwood site.
To use your gift card along with another form of payment, just tell the cashier how much you want to apply to each payment type. Be sure to know your balance before you shop.
Terms & conditions on your card may vary by card issuer. If youd like to learn more about how to request your vanilla gift card refund, you will find this article super helpful.
It works like a regular card and comes with all the details needed to shop online. You can buy directly from people just like youwithout banks or corporations.
How to use vanilla visa gift card online____new project: How to activate register vanilla mastercard gift card____new project:
Ive put the details in as a card with the cvc as it says to do online and still wont let me use it. They can be used anywhere mastercard and visa cards are.
Source: onevanillaprepaidcardbalancecheck.blogspot.comSource: www.wilko.com
Sell The Visa Gift Card Online
In addition to Raise.com, there are some additional sites that you can sell your Visa gift cards on. Check out the sites below.
- Gift Card Granny: This site has been seen in places such as Forbes, NBC, and Oprah Magazine. On this site, you can sell your unwanted gift cards, and its not limited to just Visa gift cards. You can sell any type of gift card from stores you may have laying around your house. to check out Gift Card Granny.
- Gift Cash: Like Gift Card Granny, this site lets people sell their unwanted gift cards and send them payment for it. This site is great because they are constantly updating their list of accepted merchants. So if you happen to have a gift card that isnt on their list, you can just let them know and they will look into adding them to the list.
- Card Cash: With Card Cash, you can sell your gift cards on this site or buy discount gift cards to save money quickly.
- Game Flip:Game Flipis another site where you can sell unwanted and non-reloadable gift cards to earn cash.
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Add It To Your Paypal Balance
If you are looking to convert a Visa gift card to cash, try using PayPal. PayPal uses the Card Cashwebsite to help individuals transfer gift cards to their PayPal balance.
If you use the PayPal option, you will have to purchase another gift card with the Visa gift card first. Due to the fact that Card Cash only accepts gift cards from stores and restaurants, you will have to purchase a gift card from one of their accepted merchants first.
Once you do that, you will be ready to go. Here are the instructions on how to convert your gift card to PayPal cash using Card Cash. With this method, you will be able to transfer a Visa gift card to a bank account.
1. Go to the website Card Cash and click on the Sell gift cards option. Enter the merchants name and the balance on the gift card. Then click Get Offer.
2. When you get an offer, you will see the PayPal amount you can exchange the gift card for right on the site.
3. If you agree with the amount, all you have to do is click Get Cash and then select how you would like to get paid. If you want the PayPal option, click PayPal Express.
4. Enter your gift card number and pin. Then click Connect with PayPal. Log onto your PayPal account and fill out the required fills and then click Get My PayPal Balance.
Check out PayPal to see the same instructions and more details on how to transfer money from gift cards to your PayPal balance.
Additional Ways To Earn PayPal Gift Cards
The Tricky Thing About Using Visa Gift Cards Online
The most important thing to know about using a gift card online is that you enter the Visa gift card number into the debit or credit card payment field rather than a gift card field.
So if the dollar value of transaction is greater than the dollar amount on your Visa gift card, the transaction will decline and you will not be given the chance to enter a bank card to pay the difference.
If this happens to you, do not worry. Ive got some gift card hacks to help you use your gift cards online even when your gift card is less than the balance.
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Can You Use Prepaid Visa Cards For Internet Purchases
There are many different payment card types available, and they all have different uses and rules. Many people choose to use a prepaid card instead of a bank-issued credit card as a way to protect their identity and make it harder for cybercriminals to access their real bank account. There are some limits, and one of the most common questions people have is whether you can use a prepaid card for online purchases.
Where Do The Gift Card Numbers Go
In the payment example above, you would enter gift cards as follows:
1. Visa Gift Card: Input a Visa gift card, Mastercard gift card, Discover gift card or American Express gift card into the Credit/Debit card fields on the left, circled in red.
2. Store Gift Card: Input a store gift card into the card number field on the right, circled in blue.
Keep in mind, the fields could be anywhere no the payment screen youre looking at. The most important thing to look for, however, is the fields marked as Credit/Debit card.
Incidentally, this example also shows how to make a payment online when a store gift card amount will not cover the full amount of the purchase. Using two forms of payment is called a split tender transaction. You would enter the store-issued gift card into the gift card field and use another form of payment to complete the purchase.
If you do not have a store-issued gift card and need to make a partial payment with a Visa gift card, then read this tip on how to make a partial payment with a Visa gift card online.)
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Sell Your Card To Friends And Family
Before you even go through the hassle of sending your card through the mail, hoping to get some cash in return, you should think of selling it to those close to you. Your family and friends might be interested in getting that gift card, but you will have to give them a reason to buy it from you. Note that if they want a gift card, they can get it from a vendor, so the incentive to purchase from you will probably be a discounted price. Still, not getting the face value of the gift card is much better than having it lying around until you require the items you can buy using the card. On the other hand, as Bible Money Matters enlightens us, the amount of money you get in return for your card will depend on its demand.
Can You Transfer Money From Gift Card To Cash App
- Adrian Volenik
Got a gift card from someone and want to add the funds to your Cash App? Sounds easy. Unfortunately, thats not the case.
Transferring money from store gift cards to a Cash App account isnt possible, however, general-use gift cards like Visa or Mastercard prepaid debit cards can be used for addingmoney to your Cash App balance.
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How To Use Your Vanilla Gift Cards
To use your Vanilla Gift Card for purchases, simply present your gift card at the point of check out. Every time you use the gift card for payment, the transaction cost will be charged from your gift card, and your Vanilla Gift Card balance will be reduced by the full amount of your purchase.
If the transaction cost is more than your gift card balance, you can combine your Vanilla Gift Card with another payment method, such as a credit card, debit card, or cash payment.
Therefore, it is important to know your card balance before you shop, as merchants cannot determine the balance on your gift card, neither can they help you to check the balance. Your gift card may be declined if you try to make purchases higher than your card balance.
Activate Your Visa Gift Card:
First, you have to make sure youre Visa gift card is activated. If you bought it in a brick and mortar retail store then your gift card was most likely activated when you bought it at the cash register.
If you bought your gift card online it is possible that you have to activate it. Normally all you have to do is go to the website thats printed on a label stuck on the card and enter the 16 digit number along with the security code. You may have to call the 800 number printed on the gift card if there is no website.
Not sure if youre Visa Gift Card is already activated?
Just go through the process of activating your card again. It wont hurt and youll know for sure if its already activated or not.
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What Is A Visa Gift Card
It is a prepaid card that functions like any other Visa credit or debit card the difference is that it has a balance limit depending on how much money was put in it.
Every time you buy something, the balance will reduce and, when you are over, you cannot use it again. Also, you cannot add more money to it.
It is commonly a great gift , because the person who receives it can decide how to spend the money.
You can buy these online or in-person too, just keep in mind that if you want to buy it with the latter option and you are using a personal check, you need to bring a photo ID. You can search for stores that accept this type of payment, or you can just use cash to buy it, so it is better that you also know where can I cash a check.
On the other hand, have in mind that the card will expire 24 months after it was purchased.
How To Use A Vanilla Visa Gift Card Online
Ready to put that gift card to use? Follow the tips below.
1. Add Your Zip Code Before Attempting A PurchaseFor security purposes, some retailers require a zip code to place an order. To add a zip code to your card, log into your Vanilla gift card account and select manage card. Here youll be able to assign a zip code.
2. Dont Forget To Add Your AddressOnline payments require an address when completing a purchase. Make sure to use the address associated with the zip code that was added.
3. Where To UseYour Visa Vanilla gift card can be used online within the United States wherever Visa debit is accepted.
As a tip, remember to either write down or take a picture of your card details. This helps protect the funds if your card is ever lost or stolen. And dont forget that restaurants and gas pump terminals could potentially put a hold on your gift card thats greater than the purchase amount.
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Visa Gift Card Not Activated
For security measures, some gift card sellers require the recipient to activate the card before it can be used. Though stores often activate gift cards at the cash register, online gift card sellers generally require the recipient to activate the card once it is received in the mail or via email. If your gift card does not work online, check to see if it needs to be activated or registered before use.
If you have a Visa gift card or Mastercard gift card from Giftcards.com, activate your card here.
Give The Visa Gift Card Away As A Gift
Another great way to convert Visa gift cards to cash is by giving them away as a gift. One of the great things about Visa gift cards is that they can serve as a cash gift. If you are attending a special occasion such as a birthday or baby shower, you can give a Visa gift card to the person.
The person will be able to use the gift cards like cash to purchase the items of their choice. This is a great way to give someone a gift that is similar to money. Instead of giving someone something like cash in a card, you can simply put the Visa gift card in a special card and give it to them as a gift.
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More About Using Prepaid Gift Cards Through Paypal
Can I use prepaid gift cards to make a purchase using PayPal?
Yes. Anywhere in the U.S. where PayPal is accepted you can use prepaid gift cards that have a Visa®, MasterCard®, American Express®, or Discover® logo on it. Please note that this doesnt apply to merchant-specific gift cards, which do not have a Visa®, MasterCard®, American Express®, or Discover® logo on them.
How do I use prepaid gift cards using PayPal?
Just like any other credit or debit cards. No difference at all!
For PayPal members, you can simply add prepaid gift cards to your wallet then start using them during checkout – just like any other credit or debit cards.
For users without PayPal account, you can just enter the card information during checkout in the same way you would do with credit or debit cards.
Can prepaid gift cards used for all services and products through PayPal?
Prepaid gift cards can be used to make payments for any product or service except for recurring payments or reference transactions.
This is because due to the nature of prepaid gift cards, they can become low in balance over time to cover the recurring amount. In order to protect our members from unintended service interruption, prepaid gift cards cannot be used for payments automatically pulled from PayPal accounts.
Im using a prepaid gift card, and Im getting a declined message.
You may also get an error message if your prepaid card was not issued in the U.S. or if you are trying to buy from an international merchant.