Friday, September 30, 2022

How Much Is On My Visa Gift Card

Questions Frequently Asked By The Purchaser:

How To Check Target Visa Gift Card Balance

What is the Commerce Visa® Gift Card?

The Commerce Visa Gift Card is not a credit card. The Card is accepted everywhere Visa debit cards are accepted within the United States. You may not use your Card to obtain cash from an ATM, redeem it for cash or obtain cash back from a Merchant purchase or at a Branch, nor may you re-sell the Card.

Where can I purchase a Commerce Visa Gift Card?

Commerce Bank customers may purchase Commerce Visa Gift Cards online at www.commercebank.com/giftcards. Limitations may apply. Commerce Bank Corporate customers may purchase Bulk orders by using our Bulk Order Form on our website, www.commercebank.com/giftcards.

What dollar amounts can I put on a Commerce Visa Gift Card?

Cards may be loaded in whole dollar amount from $25 to $1000 per card. Limitations may apply.

Will I be charged a fee for purchasing a Commerce Visa Gift Card?

Yes. The fee is $4.99 per card for a Commerce Visa Gift Card purchased via the online ordering site . Fees for a card purchased using our bulk order form are $3.99 per card .

What fees apply to the Commerce Visa Gift card?

In addition to the per card purchase fee, you will be charged the following fees, when applicable. These fees apply to all gift cards purchased in our branches, online, or through our bulk program effective 8/11/2010.

* Metro Food Basics Gift Cards

  • Metro-Food Basics gift cards can be used at all Metro and Food Basics Stores in Ontario and Quebec.
  • Metro-Food Basics gift cards can be checked for their balance at all Metro and Food Basics Stores in Ontario and Quebec and on-line at www.metro.ca.
  • Metro-Food Basics gift cards will be accepted at any time at Metro and Food Basics Stores. They have no expiry date and may be used immediately after activation by the store.
  • Use of Metro-Food Basics gift cards is subject to the terms and conditions expressed on the cards.

How Much Money Can You Put On A Green Dot Card

Load/Reload Limitations. The maximum daily cash reload limit is $3,000, but maximum in-store reload limits also apply, and you may not load cash to your Card at any time the funds balance on your Card exceeds $3,000. We reserve the right to accept or reject any request to reload your Card at our sole discretion.

Recommended Reading: How Much To Spend On Bridesmaid Gifts

Fast Checkout Has Been Activated

Your shopping preferences have been saved! They will be used to make checkout faster in the future! You can modify them at any time.

Delivery

nullnull, null, null

You can modify these options at any time in the Fast Checkout section of your account.

You can modify these options at any time in the “Quick order” section of your account.

Sell Your Visa Gift Card To Other People

How much money is on my visa gift card

Another option you could consider is to sell your Visa gift card to other people. While this can be one of the quickest ways to access that balance, just keep in mind that youre probably going to have to accept less money than the balance on the card to make it worth the other persons while to buy it from you.

That is, most people will only pay a portion of the balance when theyre buying a gift card from someone else. This is because they know that its convenient for you to offload the card like this and theres also a small element of risk on their part.

Sites like eBay or Craigslist will work perfectly for these kinds of arrangements. Make sure you keep in mind shipping costs if youre selling a physical card and, as always on these kinds of sites, keep an eye out for any scams. If something sounds too good to be true, it probably is.

Recommended Reading: Starbuck Balance On Card

Convert Your Visa Gift Card To Cash By Selling It To A Website

There are plenty of websites that will pay cash for your Visa gift card. In addition to the ones mentioned above that have apps for this, there are also others like Gift Card Granny, CardCash and more.

If your gift card is digital, then the process can be instantaneous. But even if you have a physical card, some of these sites will pay for your postage to send them the card, so you wont end up losing any money on that front.

Like with the apps, the sites will take a fee based on a percentage of the balance of the card, so make sure you know just how much this is before agreeing to the sale.

Also, it can be a good idea to do some searches for the site youre considering using, just to get the most up to date reviews on whether other people have had a good experience with them.

Problem #: Not Always Easy To Use

Clarks second problem with Visa gift cards is that a lot of people say its difficult to use up the entire balance on the card, especially when theres only $5 or $10 left.

Although the cards can be used at millions of retailers where Visa debit cards are accepted, both online and offline, there are times when purchases are declined.

For example, a member of Team Clark received a Visa gift card that was disabled at gas pumps and had to go inside the station to use it.

Restaurants can also be tricky. Some of them authorize an additional temporary 20% gratuity charge to your bill, but the actual charge is the price of the meal plus any gratuity you add.

If your bill is $50 before tip, your $50 gift card may be declined due to the preauthorization hold.

Hotels and car rental companies also place preauthorization holds. You must always make sure you have enough money on the card to cover the purchase amount and the hold.

Explanation of pre-authorization holds from the terms and conditions:

When making a purchase at a merchant that provides certain services or accepts tips, a preauthorization hold may be placed on your card for the estimated total price of your transaction.

This estimated total price will be for an amount greater than the initial purchase, 20% or more, to allow for tips, incidentals or additional services and will reduce your available balance.

Read Also: Oculus Store Credit Gift Card

Can You Withdraw Cash From A Prepaid Visa

You can withdraw cash from a prepaid Visa, with the card being treated the same way as any Visa debit card. This means that you can use the prepaid Visa to make purchases online or in-person, make bill payments and withdraw cash.

Just keep in mind that a prepaid Visa is different from a Visa gift card, with the latter being more restricted in terms of how you use them. While a Visa gift card can be used the same way as a prepaid Visa when it comes to making purchases, its usually isnt possible to use a Visa gift card for ATM withdrawal or as cash back in a store.

Simple Options To Convert Visa Gift Cards To Cash

How To Add Visa Gift Card To Paypal Balance
  • Pin

Receiving gift cards is great but making sure youre actually able to use the balance is the best part of all. Thats why seeing how to convert Visa gift cards to cash can be a great way to make sure that you use whats on the card with the added flexibility of being able to spend the balance anywhere!

Perhaps you were given the card as a gift or you bought it as part of a promotion. The latter is pretty common, as youll often find stores that offer discounts or bonus deals if you buy Visa gift cards from them. This can, in turn, save you a good amount on the actual value stored on the card.

You could even have gotten it by having earned it yourself! Sites like Swagbucksoffer this from time to time, by letting you earn Visa gift cards for free by watching videos, playing games and searching the internet.

START MAKING MORE MONEY TODAY

Want to start earning more money as quickly as possible?

See what 7,800+ people said were their favorite, proven ways to make money so you can do exactly the same thing.

Get it free for a limited time!

Got it!

Check your inbox to grab your free guide!

Youll also join our mailing list to get updates on how to make and save money unsubscribe at any time at the end of each email.

But now that youve got the card, you may be struggling to figure out what to do with it. Or you could just prefer to have straight up cash to be able to use it how you want.

  • Final thoughts on converting Visa gift cards to cash
  • Recommended Reading: Ubereats Gift Card Balance

    How To Find Out How Much Is On My Visa Gift Card

    Visa gift cards are an alternative to sending cash or checks through the mail. The recipient can use them anywhere he sees the Visa sign, and the sender doesn’t need a credit check to buy one. If you’ve received a Visa gift card, it’s important that you’re aware of how much money is on it. If you try to make a purchase and have insufficient funds on your card, your transaction will be declined — which could be embarrassing for you and the vendor.

    Check the documentation that came with your Visa gift card. This will include the starting balance on the card.

    Log into the online account linked to your gift card. If you haven’t registered for this, you’ll find details in the materials that came with your card. Not all card issuers will offer this service. Visa’s website has a list of online Visa Gift card issuers.

    References

    How To Get Cash From A Vanilla Visa Gift Card

    While you cant get cash from a Vanilla Visa gift card directly, you have options like selling the gift card either online or in person or having the money transferred to your PayPal account. You will then receive money in exchange for the gift card.

    That is, much like the other cards in this article, you cant transfer money or withdraw money from your Vanilla Visa gift card. However, there are several workarounds available.

    In fact, the process of how to get cash from a Vanilla Visa gift card is the same as how to convert any Visa gift card to cash, allowing you to use the balance in exactly the same way as cash. Check out some of the options earlier in this article to see which one may work best for you.

    Recommended Reading: Does Cabelas Honor Bass Pro Gift Cards

    Can You Transfer Money To A Prepaid Card

    A simple and free way to load cash onto a prepaid debit card is to use a bank transfer. One of the easiest ways to load money on a prepaid debit card is through an online transfer from a bank account. Bank transfers are free with virtually all prepaid cards, and the transfer can be completed online.

    Can You Keep Putting Money On A Prepaid Visa Card

    How much money do i have on my Visa gift card

    You can fund the reloadable Visa Prepaid card through a variety of ways, such as through direct deposit or with cash at a participating retail location. It is accepted anywhere that Visa Debit cards are accepted. And you dont have to worry about overdraft fees since your spend cannot exceed the balance on your card.

    Read Also: How Do I Check My Dunkin Donuts Gift Card Balance

    Use Your Visa Gift Card To Buy Other Merchants Gift Cards

    If theres a particular store you shop at that doesnt accept your Visa gift card for purchases, you can use this card to buy a gift card from the store where you want to buy something.

    And if you look online, you can sometimes find these for sale for up to 20% off meaning youre getting 20% of the Visa gift card balance for free.

    This could include stores like Amazon, Walmart or even Starbucks if you were planning to convert your Visa gift cards to cash simply to get a caffeine hit.

    Alternatively, you could earn gift cards to all these stores and dozens more just by using an app like Swagbucks. Its basically like earning free coffees from procrastinating on your phone!

    Do I Need To Activate My Visa Gift Card

    Do I need to activate my Visa Gift card? Many Visa Gift cards are activated automatically upon purchase and may be used immediately. However, some Visa Gift cards must be activated by the recipient before they can be used. Be sure to sign in the designated area on the back before making your first purchase.

    Also Check: Using Visa Gift Card Internationally

    Do All Visa Gift Cards Have A Fee

    Yes the fee is based on the gift cards value.

    • Gift card values from $10.00 to $74.99 have a $2.95 fee.
    • Gift card values from $75.00 to $149.99 have a $3.95 fee.
    • Gift card values from $150 to $249.99 have a $4.95 fee.
    • Gift card values from $250.00 to $349.99 have a $5.95 fee.
    • Gift card values from $350.00 to $500.00 have a $6.95 fee.

    How Long Can I Use My Navy Federal Visa Gift Card

    How To Use Visa Gift Card On Amazon

    The funds on your gift card expire on the date displayed on the front of the card. You can make purchases using your card until the expiration date or the full value of the card is depleted. Cards purchased at our Arizona branches are exempt from expirationeven though they have an expiration date displayed on the front. You may request a replacement card if funds are left on the card after the expiration date.

    Recommended Reading: Stolen Starbucks Gift Card

    Final Thoughts On Converting Visa Gift Cards To Cash

    Visa gift cards are pretty flexible in terms of how you can use them. Given that theyre accepted anywhere that also takes Visa credit cards, you already have a huge array of options on where to spend the balance on your gift card.

    But its true that sometimes having cold, hard cash is preferable. Its easier to track as part of your overall liquid net worth, for example, and youre not limited in case you plan to use the money somewhere that a Visa credit card wouldnt work.

    In those cases, one of the options on this list will definitely help you out. Just keep an eye on the fees to make sure theres not a more affordable option for what you intend to do with the money.

    But once youve decided how to proceed, in only a few clicks, that money will be yours!

    READY FOR MORE?

    Join thousands of subscribers in getting regular tips in your inbox on how to take control of your finances and make more money and, for a limited time, get our free guide on the 20 most popular side hustles as a gift!

    Got it!

    Check your inbox to grab your free guide!

    Youll also join our mailing list to get updates on how to make and save money unsubscribe at any time at the end of each email.

    Add It To Your Venmo Account

    Similar to PayPal, you can convert your Visa gift card to cash via Venmo by putting your gift card balance on your Venmo account. And this is actually a better option than PayPal if you were planning to transfer the money to your own account as cold, hard cash.

    This is because Venmo doesnt charge any fee to transfer money from your Venmo account to your bank account, unless you select the Instant Transfer option. Otherwise, the money should arrive in your account within one to three business days.

    To do this, go into the Venmo app and find the option that lets you add gift cards. Theres a chance that youll get a warning message here for fraud prevention, so either try again or give Venmo customer service a call at their helpline to see if they can clear up the issue.

    Also Check: Redeem Crunchyroll

    How Does My Navy Federal Visa Gift Card Work

    You can use your card to pay for purchases at millions of places that accept Visa cards in the United States . The cards initial value is set by the person who purchased it. Additional funds cannot be added later.

    How to use your card:

  • Before making your first purchase, sign the back of the gift card.
  • When ready to pay, select CREDIT and sign the receipt. Or, select DEBIT, if prompted, and enter your Personal Identification Number .
  • Each time you make a purchase, the amount is automatically deducted from the card balance. Its important to keep track of your balance. The card doesnt offer a line of credit like a credit card.
  • See More Terms & Conditions

    How much money do i have on my Visa gift card
  • Metro Richelieu Inc. issues the three following categories of gift cards:
  • The Metro gift card, which can be used in all participating Metro and Food Basics stores in Ontario
  • The Food Basics gift card, which can be used in all participating Food Basics stores in Ontario
  • The corporate gift card, which can be used in all participating Metro, and Food Basic stores in Ontario. The corporate gift card is identified by the presence of the logos of both Metro and Food Basics banners.
  • The gift card must be activated prior to its use.
  • The use of the gift card is subject to the terms and conditions which govern it, terms and conditions that can be revised by Metro Richelieu inc. without prior notice.
  • The gift card must be presented to the cashier at the time of purchase.
  • The gift card can be used several times. The total purchase amount is deducted from the card until the balance reaches zero.
  • The market value of the gift card is in Canadian dollars.
  • To check the balance left on your gift card, you can visit any Metro store or find out online by .
  • Also Check: Southwest Gift Card For Sale

    Popular Articles
    Related news