Friday, September 30, 2022

How Much On Visa Gift Card

How To Activate Your Visa Gift Card

How To Check Target Visa Gift Card Balance

Many visa gift cards are activated upon purchase. Hence they come ready to use. However, for the ones that do require activation, one can typically see a sticker with instructions that comes with the gift card. A toll-free phone number is available too to get you some help for the visa gift card activation.

Prepaid Visa Dormancy Fee

Instead of a monthly fee, some cards charge a dormancy fee if your account isnt used during a specific timeframe. For example, you make a purchase on 1/1 for a little New Years Treat. You dont use the card again until 4/1. The card has been inactive for 90 days and if dormancy fees apply, you will be charged a small fee like $3.95. Every 90 days it is unused, you will continue to be charged a fee.

Where Can I Buy A Visa Gift Card

Visa gift cards can be purchased in many denominations at convenience stores, gas stations, grocery stores or drug stores. They can also be purchased online or in select banks. Looking for a gift card without a fee? Take your pick with a selection of popular brands through Gift Card Granny choose between restaurants, groceries, gas and more.

Recommended Reading: How To Use Apple Gift Card For Apple Music

Register Your Visa Gift Card

Registering your Visa gift card is a very similar process as activating it. Call the 800 number or go to the website associated with the gift card and put in the card information. But this time youll also have to include your personal information: name, address and phone number.

You have to go through this process because many online merchants use a security procedure called AVS when accepting debit or credit cards online. Since your Visa gift card is an open-loop gift card, its processed and dealt with as if it were a debit card.

Can You Transfer Money From A Gift Card To A Debit Card

Visa $200 Gift Card

While you cant directly transfer money from a gift card to a debit card, there are ways to achieve this with a few extra steps. For example, if you add your Visa gift card to your PayPal wallet and then transfer that money to your own account, youll have access to that cash via your debit card.

Similarly, by selling the card through an app or a website, the company that buys it from you will either transfer the money that you make to your bank account or may send you a check. Either way, the money will then be in your account and ready to be used by your debit card.

This means that while its not strictly the case that you can transfer money from a gift card to a debit card, the workarounds are super straightforward to do.

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Prepaid Visa Activation Fees

A prepaid Visa activation fee is a fee that is charged to the buyer of the prepaid card to put value onto the card. It occurs when you first purchase the card. At grocery stores, it is typically a $4.95 fee on top of the amount on the gift cards. An example would be $25 + $4.95 activation fee. Its a one-time fee and once it is paid you never need to do it again. Not all cards charge an activation fee but many of them do. This fee can range from $1.00 to $9.95.

Visa Virtual Account Faq

What is a Visa Virtual Account?

A Visa Virtual Account is delivered via email and delivery may take up to 24 business hours from the time of purchase.

Can Visa Virtual Account be used in stores?

Visa Virtual Account is only redeemable online and the balance of the card must cover the full amount of the transaction. Heres a tip! If the Visa Virtual Account balance is less than the transaction total, then first use the Visa Virtual Account to buy an eGift card from the online merchant. When the merchants eGift card arrives, apply the merchants eGift card to your purchase and pay the remaining balance due with a debit or credit card.

Whats the difference between a Visa gift card and a Visa Virtual Account?

Both Visa gift cards and Visa Virtual Account are redeemable wherever Visa is accepted, however, Visa Virtual Account are only redeemable online and the balance of the Virtual Account must cover the full amount of the transaction. Visa gift cards are shipped via USPS or UPS, depending on the shipping method selected. Visa Virtual Account are delivered via email.

How long does it take for my Visa gift card or Visa Virtual Account to be delivered?

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What Is The Best Card To Put Money On

The 7 Best Prepaid Debit Cards of 2021

  • Best for Cash Reloads: American Express Serve FREE Reloads.
  • Best for Cash Rewards: American Express Serve Cash Back.
  • Best for Direct Deposits: Netspend Prepaid.
  • Best for No Fees: Starbucks Rewards Visa Prepaid Card.
  • Best for Budgeting: Akimbo Prepaid MasterCard.

Activate Your Visa Gift Card:

How To Check Vanilla Visa Gift Card Balance

First, you have to make sure youre Visa gift card is activated. If you bought it in a brick and mortar retail store then your gift card was most likely activated when you bought it at the cash register.

If you bought your gift card online it is possible that you have to activate it. Normally all you have to do is go to the website thats printed on a label stuck on the card and enter the 16 digit number along with the security code. You may have to call the 800 number printed on the gift card if there is no website.

Not sure if youre Visa Gift Card is already activated?

Just go through the process of activating your card again. It wont hurt and youll know for sure if its already activated or not.

Recommended Reading: Mcdonald’s App Pay With Gift Card

Use It To Buy A Money Order

Stores like Walmart as well as certain grocery stores will let you buy money orders using your Visa gift card. That said, the availability of this can vary, so check if this is an option in your area.

But once youve done this, the money order can then be deposited into your bank account to be used as straight up cash.

One thing you should keep in mind, however, is that some banks have had a habit of shutting down accounts if too many money orders are deposited. As such if you do choose to do this, perhaps combine it with some of the other options on this list.

Visa Gift Card Payments Faq

What method of payment can I use to purchase Visa gift cards?

Giftcards.com accepts Visa, MastercardĀ®, DiscoverĀ®, and American ExpressĀ® credit and debit cards registered to U.S. addresses. Gift Cards cannot be used to purchase additional gift cards. We dont presently accept international orders.

Are there any fees associated with Visa eGift cards?

eGifts are delivered electronically and can only be used for online or over the phone purchases. There are no shipping fees for eGift cards. Refer to our Purchasing Fee Schedule page for more information.

Recommended Reading: Cabelas Gift Certificate

Sell Your Visa Gift Card Through An App

Another option is to sell your Visa gift card on various apps that will buy it from you in order to resell it.

While this can be a quick way to convert your Visa gift cards to cash, the fees are really steep so this should probably only be your last option if the others arent possible for some reason.

For example, Raise has an app that does this for both iOS and Android, although theyll take 15% commission for doing this. Ouch.

A similar one is Prepaid2Cash, another site that has an app for iOS and Android in order to trade in your Visa gift cards for cash. This one works slightly differently, in that:

  • First you tell them the brand of the gift card
  • They then send you an offer through the app for the card
  • You have no obligation to accept this offer but once you do, theyll deposit it into your account in up to five business days

This means that the fees they charge are incorporated into the offer, so its not entirely transparent. They state, however, that the offer will be up to 92% of the card balance, meaning the fees are at least 8%.

Who Has The Best Deal On Gift Cards

Get $100 Visa Gift Card!

See all the best online gift card deals available now.

  • $50 Gift Cards, Only $40 on Amazon Krispy Kreme, Petco, & More.
  • Also on Amazon, $100 UberEats gift cards for $85.
  • $10 Jamba Juice gift card, $2.08 at CardCash.
  • $50 Playstation Gift Card, $40.70 at Raise.
  • $50 Carrabbas eGift Card + $10 Promo Card at Buyatab.com.

Also Check: How Do I Add A Gift Card To My Dd Perks

How To Check Your Visa Gift Card Balance

This article was co-authored by wikiHow Staff. Our trained team of editors and researchers validate articles for accuracy and comprehensiveness. wikiHow’s Content Management Team carefully monitors the work from our editorial staff to ensure that each article is backed by trusted research and meets our high quality standards. This article has been viewed 99,889 times.Learn more…

When using a Visa gift card, you may occasionally lose track of its precise balance while making purchases. If you need to know how much you have left on the card, it’s easy to check your balance. To check your balance, you have two options. You can look your balance up online or call the toll free number on the back of your card.

What Is The Difference Between A Pending Transaction And A Posted Transaction

Pending transactions are authorized transactions with a hold for the purchase amount until the transaction clears. Posted transactions are purchases that have cleared on your card. There are some pending transactions that are more or less than the amount you actually spent. Some retailers place a pre-authorization amount to ensure the account is active and that you have enough money to cover the purchase. Once the transaction posts to your account, the pending transaction will be removed within a few business days, and you can use the funds again.

Also Check: Abercrombie Gift Cards

Use Your Visa Gift Card Online

You use it in the exact same way you would use a credit card. That means you put in all your personal information. Then, put the Visa gift card number in the credit card number field along with the CVC.

Do not make the mistake of putting the gift card number in the gift card field. Most of the time, that field is reserved for store-specific gift cards. For example, if youre shopping online at BestBuy, the image below shows you where to put the BestBuy gift card number and where the Visa gift card details would go.

Why Cant I Use My Visa Gift Card Online

How Visa Gift Card Scams Work

Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used. The same is true for Visa gift cards, whether you buy them online or at the store.

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Can You Transfer A Visa Gift Card To The Cash App

You cant transfer a Visa gift card to the Cash App as this app doesnt allow gift cards to be used as a payment option. Instead, you have to find a way to convert the Visa gift card to cash and then add that as a balance to the Cash App.

Id particularly recommend checking out some of the options in this article on how to add the money from your Visa gift card to your PayPal account. This is because, from there, its very easy to add this amount to your Cash App account.

How To Activate Your Card

Visa Gift cards can be used for purchases just like you use your other cards. Many Visa Gift cards are activated automatically upon purchase and may be used immediately. However, some cards must be activated before they can be used. Follow the activation instructions provided by the issuer with your card.

Sign within the designated area on the back before making your first purchase to help prevent someone else from using the card. Keep a record of your card number and the issuer contact information in a safe place, separate from the card in case of loss or theft.

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Problem #: Not Always Easy To Use

Clarks second problem with Visa gift cards is that a lot of people say its difficult to use up the entire balance on the card, especially when theres only $5 or $10 left.

Although the cards can be used at millions of retailers where Visa debit cards are accepted, both online and offline, there are times when purchases are declined.

For example, a member of Team Clark received a Visa gift card that was disabled at gas pumps and had to go inside the station to use it.

Restaurants can also be tricky. Some of them authorize an additional temporary 20% gratuity charge to your bill, but the actual charge is the price of the meal plus any gratuity you add.

If your bill is $50 before tip, your $50 gift card may be declined due to the preauthorization hold.

Hotels and car rental companies also place preauthorization holds. You must always make sure you have enough money on the card to cover the purchase amount and the hold.

Explanation of pre-authorization holds from the terms and conditions:

When making a purchase at a merchant that provides certain services or accepts tips, a preauthorization hold may be placed on your card for the estimated total price of your transaction.

This estimated total price will be for an amount greater than the initial purchase, 20% or more, to allow for tips, incidentals or additional services and will reduce your available balance.

Pin Debit Purchase Transaction Fee Or Signature Purchase Transaction Fee

25 Walmart Visa Gift Card

Many of the prepaid gift cards are debit cards. If you choose a debit card, look for a PIN Debit or Signature Purchase Transaction Fee. What exactly does this mean? When using a debit card, users can opt to go the debit route and enter their personal identification number when making a transaction. Or, they can decide to use their debit card as they would a credit card and sign for the purchase. Either way, you will be assessed a small bank fee. A typical charge would be $0.95 per transaction.

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How To Get Cash From A Vanilla Visa Gift Card

While you cant get cash from a Vanilla Visa gift card directly, you have options like selling the gift card either online or in person or having the money transferred to your PayPal account. You will then receive money in exchange for the gift card.

That is, much like the other cards in this article, you cant transfer money or withdraw money from your Vanilla Visa gift card. However, there are several workarounds available.

In fact, the process of how to get cash from a Vanilla Visa gift card is the same as how to convert any Visa gift card to cash, allowing you to use the balance in exactly the same way as cash. Check out some of the options earlier in this article to see which one may work best for you.

Simple Options To Convert Visa Gift Cards To Cash

  • Pin

Receiving gift cards is great but making sure youre actually able to use the balance is the best part of all. Thats why seeing how to convert Visa gift cards to cash can be a great way to make sure that you use whats on the card with the added flexibility of being able to spend the balance anywhere!

Perhaps you were given the card as a gift or you bought it as part of a promotion. The latter is pretty common, as youll often find stores that offer discounts or bonus deals if you buy Visa gift cards from them. This can, in turn, save you a good amount on the actual value stored on the card.

You could even have gotten it by having earned it yourself! Sites like Swagbucksoffer this from time to time, by letting you earn Visa gift cards for free by watching videos, playing games and searching the internet.

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But now that youve got the card, you may be struggling to figure out what to do with it. Or you could just prefer to have straight up cash to be able to use it how you want.

  • Final thoughts on converting Visa gift cards to cash
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    Use Your Visa Gift Card To Buy Other Merchants Gift Cards

    If theres a particular store you shop at that doesnt accept your Visa gift card for purchases, you can use this card to buy a gift card from the store where you want to buy something.

    And if you look online, you can sometimes find these for sale for up to 20% off meaning youre getting 20% of the Visa gift card balance for free.

    This could include stores like Amazon, Walmart or even Starbucks if you were planning to convert your Visa gift cards to cash simply to get a caffeine hit.

    Alternatively, you could earn gift cards to all these stores and dozens more just by using an app like Swagbucks. Its basically like earning free coffees from procrastinating on your phone!

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