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How To Check Money On Visa Gift Card

About Cibc Prepaid Cards

How To Check Vanilla Visa Gift Card Balance

You need an active CIBC Canadian or CIBC US$ Personal Account, or a CIBC personal line of credit. You also need to have a valid Canadian address and a valid form of identification. There is no minimum age requirement.

If you are not a CIBC client, you can buy a prepaid card using debit or credit at Greater Toronto Area Airport banking centres. You must provide 1 piece of identification to purchase a prepaid card using your debit or credit card.

Non-residents and visitors can also buy prepaid cards. However, in order to buy a prepaid card, you must have a valid Canadian address and provide 1 piece of identification.

Learn more about valid ID.

No, prepaid cards are not credit cards.

Unlike a credit card, which allows you to access a credit limit and pay the bill later, prepaid cards let you load what you need in advance.

A prepaid card is a reloadable Visa card where the funds never expire, whereas a credit card is revolving credit that goes against your liabilities.

You can load funds onto your prepaid card from a CIBC bank account or personal line of credit.

Unlike a credit card, statements will not be mailed out. Statements for prepaid cards are available online. It is recommended to review your history at least once every 30 days to report any fraudulent or disputed transactions.

Cash advances are not applicable with the prepaid Visa card at merchant point-of-sale terminals. You can, however, withdraw cash at ATMs.

Can I Sell A Visa Gift Card To Other People

Yes, if you choose to, you can definitely sell a Visa gift card that you have and dont want to other people. Places such as Facebook Marketplace and Gift Cash let you sell your unwanted gift cards and get cash for them.

You can even sell them to your family and friends if you dont want them. If selling online isnt your thing, try asking family or friends if they would be interested in your Visa gift card.

How To Activate Your Visa Gift Card

Many visa gift cards are activated upon purchase. Hence they come ready to use. However, for the ones that do require activation, one can typically see a sticker with instructions that comes with the gift card. A toll-free phone number is available too to get you some help for the visa gift card activation.

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How To Check Your Visa Gift Card Balance

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When using a Visa gift card, you may occasionally lose track of its precise balance while making purchases. If you need to know how much you have left on the card, it’s easy to check your balance. To check your balance, you have two options. You can look your balance up online or call the toll free number on the back of your card.

Simple Options To Convert Visa Gift Cards To Cash

Cash out visa gift card
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Receiving gift cards is great but making sure youre actually able to use the balance is the best part of all. Thats why seeing how to convert Visa gift cards to cash can be a great way to make sure that you use whats on the card with the added flexibility of being able to spend the balance anywhere!

Perhaps you were given the card as a gift or you bought it as part of a promotion. The latter is pretty common, as youll often find stores that offer discounts or bonus deals if you buy Visa gift cards from them. This can, in turn, save you a good amount on the actual value stored on the card.

You could even have gotten it by having earned it yourself! Sites like Swagbucksoffer this from time to time, by letting you earn Visa gift cards for free by watching videos, playing games and searching the internet.

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But now that youve got the card, you may be struggling to figure out what to do with it. Or you could just prefer to have straight up cash to be able to use it how you want.

  • Final thoughts on converting Visa gift cards to cash
  • Also Check: Where Can I Buy Southwest Gift Cards

    How Can I Cash In A Gift Card

    If you are looking for ways to exchange your gift card for cash, you can actually do that online. One of the faster and legit ways you can get cash for a Visa gift card is by selling it on platforms such as Gift Cash.

    With this site, you can sell your unwanted gift cards by submitting the gift cards corresponding merchant and balance. After that, Gift Cash will submit an offer to you, and if you accept the offer, they will process your payment and send you cash.

    You can also check out selling your unwanted gift cards on Gift Card Granny. This site has been seen in Forbes, NBC News, Oprah Magazine, and much more.

    Spending With Your Card

    Yes. Mobile wallets like Apple Pay, Google Pay and Samsung Pay allow you to add your prepaid card onto your wallet via the Mobile Wallet app. This allows you to pay for purchases in-store straight from your smartphone device via the Mobile Wallet app.

    You can withdraw money using your prepaid card from ATMs worldwide. Just look for the Visa or Plus symbol.

    If you are withdrawing funds from a country with a different currency than your prepaid card, your funds will be converted to local currency and a foreign conversion fee will apply.

    You can only withdraw Canadian funds from CIBC ATMs in Canada. Even if a CIBC ATM in Canada dispenses USD, the prepaid card can only withdraw Canadian funds from the ATM.

    You cant use your Smart Prepaid Travel Visa card to withdraw funds from CIBC multi-currency ATMs in Canada.

    Note: You cant get cash back from a merchant or ask for cash advances.

    No. Even with the U.S. dollar CIBC Smart Prepaid Travel Visa card, you can only withdraw Canadian funds from ATMs in Canada.

    There is no additional conversion fee charged when funds are being withdrawn in a country with the same currency as your prepaid card.

    Yes, but some merchants may advise you to use a credit card instead.

    You will need to present your prepaid card and the merchant receipt for a refund. The merchant can return funds to the same prepaid card that was used to make the purchase.

    Refunds to your card will be processed within 10 business days.

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    Register Your Card To Make Online And Phone Purchases

    To register, either call the issuer, or visit their website. Your issuer should supply this information to you when you receive the card or it may be available on the card itself.

    When you make an online or phone purchase, the name, address, and phone number you use will need to be exactly the same as the information you provided when registering your card in order to avoid declines.

    How To Get Cash From A Vanilla Visa Gift Card

    How To Turn Visa Gift Card into Cash Using Paypal or Venmo | Transfer GiftCard Money to Bank Account

    While you cant get cash from a Vanilla Visa gift card directly, you have options like selling the gift card either online or in person or having the money transferred to your PayPal account. You will then receive money in exchange for the gift card.

    That is, much like the other cards in this article, you cant transfer money or withdraw money from your Vanilla Visa gift card. However, there are several workarounds available.

    In fact, the process of how to get cash from a Vanilla Visa gift card is the same as how to convert any Visa gift card to cash, allowing you to use the balance in exactly the same way as cash. Check out some of the options earlier in this article to see which one may work best for you.

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    Received A Visa Or Mastercard Gift Card Issued By Gift Card Granny

    Enter in your Visa Gift Prepaid Card, Virtual Visa Gift Card, Virtual Mastercard Gift Card, or Mastercard Gift Card information to view balance and transactions.

    The Gift Card Granny Visa® Gift Card and the Virtual Visa Gift Card are issued by Sutton Bank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Visa Gift Card can be used everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Virtual Visa Gift Card can be redeemed at internet merchants everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Gift Card Granny Mastercard® Gift Card and Mastercard Virtual Gift Card are issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Use your Mastercard Gift Card and Mastercard Virtual Gift Card everywhere Debit Mastercard is accepted in the US. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

    Want To Get A Visa Gift Card

    A smart gift anyone can appreciate.

    The Visa Gift card is an ideal choice for birthdays, holidays, weddings, and suits all your gift-giving needs. It’s also perfect for people of all ages. You decide how much money to give they decide where to spend it.

    You will receive important information regarding the Visa Gift card such as how to activate and use the card. This information should be given to the recipient of the card.

    Read Also: Traditional 6th Year Anniversary Gift

    Activate Your Visa Gift Card:

    First, you have to make sure youre Visa gift card is activated. If you bought it in a brick and mortar retail store then your gift card was most likely activated when you bought it at the cash register.

    If you bought your gift card online it is possible that you have to activate it. Normally all you have to do is go to the website thats printed on a label stuck on the card and enter the 16 digit number along with the security code. You may have to call the 800 number printed on the gift card if there is no website.

    Not sure if youre Visa Gift Card is already activated?

    Just go through the process of activating your card again. It wont hurt and youll know for sure if its already activated or not.

    Where To Use Your Visa Gift Card

    Can I Get Cash Off My Visa Gift Card?

    The card can be used anywhere Visa is accepted. Hence one can take their card to a supermarket, gas station and, etc. It can also be used online. And you can make purchases up to the amount thats on the card. In a store, you will just have to slide or insert your Visa card to pay. For an online checkout, you can enter your Visa gift cards 16-digit number, expiration date and CVV in the appropriate form field.

    Read Also: Where Can I Buy Oculus Gift Cards

    Use It To Buy A Money Order

    Stores like Walmart as well as certain grocery stores will let you buy money orders using your Visa gift card. That said, the availability of this can vary, so check if this is an option in your area.

    But once youve done this, the money order can then be deposited into your bank account to be used as straight up cash.

    One thing you should keep in mind, however, is that some banks have had a habit of shutting down accounts if too many money orders are deposited. As such if you do choose to do this, perhaps combine it with some of the other options on this list.

    Visit The Card Issuer’s Website

    Another quick way to check the Visa gift card’s balance is to create an account on the card issuer’s website. For example, TD Bank supplies Visa gift cards that you can activate, register and review your transaction history using their online portal. To create an account, you’ll need to input the card’s 16-digit identification number and CVV number, which is the security code found on the back of the card. You’ll also need to choose a user ID and a password for the account. After logging in to the account, you’ll be able to view your balance and all purchases you made using that specific card.

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    In The Past Few Years Visa Gift Cards Are Gaining Popularity Across The World Among Consumers Find Out How To Check Visa Gift Card Balance

    The Visa gift card is a non-reloadable prepaid card that acts like a credit card. Over the years many people have come to use the visa gift card in India and across the world. A visa gift card comes in handy when you are ready to pay or checkout online. We use it like we would use any credit or debit card. Every time the customer makes a purchase, that amount is automatically deducted from their card balance. Find out How to check the visa gift card balance?

    Visa Gift Cards: Frequently Asked Questions

    How To Turn Visa Gift Card into Cash Using Paypal | Transfer GiftCard Money to Bank Account

    What is a Visa Gift Card?Your DCCU Visa Gift Card is a prepaid Visa Debit Card with a specific dollar value. Your Visa Gift Card and its value are accepted at most places Visa Debit is accepted.

    How can I check the balance on my Visa Gift Card?Call the number on the back of your card for balances and transaction history.

    How can I use my Visa Gift Card?You can use your Visa Gift Card at most places Visa Debit is accepted. See Terms and Conditions for further information.

    What should I do when the merchants sales terminal asks me to press Debit or Credit?You should always press the Credit button. Although the Visa Gift Card is not a Credit Card, the transaction is processed like one. You should always sign a sales receipt.

    When I swipe my card, the terminal asks me to input my PIN. What is my PIN?A Personal Identification Number is not issued with the Visa Gift Card. If a PIN is requested, simply press Cancel on the terminal, then select Credit to complete your transaction.

    What if the item I want to purchase exceeds the value of my Visa Gift Card?If the purchase amount exceeds the available card balance, then you must inform the merchant of the amount you want to pay with the Visa Gift Card and that you will pay the difference in cash, check, Credit or Debit Card. If the purchase amount exceeds the available balance of the Visa Gift Card, the transaction will be declined.

    Revised 08/2010

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    Can You Withdraw Cash From A Prepaid Visa

    You can withdraw cash from a prepaid Visa, with the card being treated the same way as any Visa debit card. This means that you can use the prepaid Visa to make purchases online or in-person, make bill payments and withdraw cash.

    Just keep in mind that a prepaid Visa is different from a Visa gift card, with the latter being more restricted in terms of how you use them. While a Visa gift card can be used the same way as a prepaid Visa when it comes to making purchases, its usually isnt possible to use a Visa gift card for ATM withdrawal or as cash back in a store.

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    Lost Or Stolen Gift Cards

    In order to report your gift card as lost or stolen, please call 729-2843. Additionally, if you believe that there have been unauthorized transactions made to your card, please call as soon as possible.

    If lost or stolen, available funds can be transferred to a new card. You will need to come into any location to receive a replacement and a $10 fee will be deducted from your balance to close and replace a lost or stolen card.

    Give Out The Visa Gift Card As A Gift

    Can you purchase visa gift cards with a credit card ...

    Sometimes, you may be required to give a gift to a friend or a family member for special occasions such as weddings.

    Since the prepaid Visa gift cards are usually bought in denominations of $100, $200 or $500, it can be an excellent gift and will essentially serve as cash.

    Instead of giving a check, a Visa gift card is just as good.

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