An Array Of Hacks To Help You Deal With Greedy Companies
Nobody likes to spend more money than they have to. DoNotPay is here to offer many penny-pinching hacks and also stop companies from taking advantage of you.
Almost every free trial nowadays isnt really free. Companies request your credit card info and auto-renew subscriptions. Fight this sneaky practice by using DoNotPays virtual credit card next time you want to snatch a free trial. Well also uncover any unwanted memberships you have mooching off of you and help you cancel them in a few clicks.
If you need to contact a companys customer service, avoid wasting your time and money on hold and count on our app to wait in your stead.
Do you need to get your money back, but you dont know how? Use DoNotPay to:
Can You Use Gift Cards Online
4 minute read
Want to spend your gift card from the comfort of your couch? Most gift cards let you spend your credit online and get your stuff delivered directly to your door. Not sure how to use gift cards online? Weve created this easy-to-follow guide to help make online shopping with a gift card super simple.
Can I Use A Fred Meyers Gift Card For Gas
The Kroger Family of Companies Gift Card represents a prepayment for goods and fuel available at Kroger, Barclay Jewelers, Bakers, City Market, Copps, Dillons, Food 4 Less, Foods Co., Fred Meyer, Fred Meyer Jewelers, Frys Food and Drug, Gerbes, JayC, King Soopers, Littman Jewelers, Marianos, Metro Market, Owens.
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Gift Card Terms And Conditions
The Kroger Family of Companies Gift Card represents a prepayment for goods and fuel available at Kroger, Barclay Jewelers, Bakers, City Market, Copps, Dillons, Food 4 Less, Foods Co., Fred Meyer, Fred Meyer Jewelers, Fresh Eats, Frys Food and Drug, Gerbes, Jay C, King Soopers, Littman Jewelers, Marianos, Metro Market, Owens, Pay Less Supermarkets, Pick n Save, QFC, Ralphs, Smiths Food and Drug and Turkey Hill Experience. Use of The Kroger Family of Companies Gift Card constitutes acceptance of the terms and conditions of this Gift Card.
Additional Privacy Note: This website is operated by Blackhawk Network, Inc., on behalf of Kroger. Both entities have access to and control over Personal Data collected and processed on this site. Data protection laws in your jurisdiction may give you specific privacy rights, including the right to request access to or deletion of your Personal Data, and rights regarding the Sale of Data . If you wish to exercise those rights you will need to make requests to each company directly please visit the Blackhawk Network Inc. Privacy Notice and the Kroger Privacy Notice for more information.
How To Put Money On A Gift Card
4 minute read
Gift cards are a great way to manage your budget, plus they let you shop online without a credit or debit card. Whether youre looking to load a new gift card or want to boost the balance on an existing gift card, its really easy to add money on a gift card in person or online. Want to know how to put money on a gift card? Heres our easy-to-use guide to help you get the most out of your gift cards.
Recommended Reading: Check Dunkin Donut Gift Card Balance
What Gift Cards Can Be Sent Electronically
A wide range of gift cards can be sent electronically, from digital gift cards for dining out to online subscription services, such as Netflix. There are also clothing and grocery stores and even online games console stores, including Xbox, to choose from.
Whether you want to treat your best friend to a meal on you, with a range of egift cards for popular restaurants such as Outback Steakhouse, or know that theyll love choosing a new outfit for their wardrobe at the likes of JC Penney theres an egift card for everyone.
Using Prepaid Cards Online
Prepaid cards can be used anywhere youd use a standard bank card, and most are supported by Visa, Mastercard or American Express. So it doesnt matter whether youre spending in a store or online as long as theres cash on your card, you can shop.
Using a reloadable prepaid card is a great way to help you budget as you can only spend whats loaded on your card. You cant go into your overdraft or spend more than youd expected so theyre a great way to limit your spending. Find out more about how prepaid cards work with our guide.
Theyre great if youve been given some cash as a birthday or Christmas gift but want to be able to spend it at your favorite online store, or if you dont have a bank account and need to order online.
The only limit will be if an online store doesnt accept a particular provider like Discovery or American Express, though youd have that same issue with a standard debit or credit card too.
Recommended Reading: Dunkindonuts Com Card
How To Redeem Kroger Fuel Points For Epic Savings
Kroger Fuel Points can be redeemed for discounted gas at Kroger gas stations as well as at Shell stations in certain states.. One hundred fuel points shaves 10 cents off a gallon of gas and it scales up linearly so that one thousand points shaves $1 off a gallon, and so on.
Kroger limits fuel point redemption to a maximum of $1 in savings per gallon, but a few selected cities have unlimited fuel point redemption. So if you refuel in Richmond and have 2,400 fuel points, you can redeem them for $2.40 off per gallon, which we captured in this video.
You can squeeze even more savings into this strategy by purchasing the gift cards with a credit card that rewards you for spending on groceries. Check to see if one of your credit cards makes such an offer, and if not, consider applying for one that does.
Want even more savings? Fuel up all of your family cars back-to-back, so that multiple cars benefit from the same big savings.
What About Restaurants And Visa Egift Cards
Visa egift cards are only usable online, over the phone, by mail-order or any place that a physical card is not required. Read this blog post on how to use Visa egift cards online..
Restaurant egift cards are usable in stores, but you will want to read this blog post on how to use egift cards at restaurants. The process is the same, but since you will not likely be standing next to the cash register, there are a few tricks to know ahead of time.
What other questions do you have about egift cards? Have you used an egift card at the store? If so, add a note in the comments below or leave a message for .
Happy Gift Carding!
~Shelley Hunter, Gift Card Girlfriend
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How To Use An Egift Card In A Restaurant
Using an egift card in a restaurant can be a little different to using them in your favorite stores or online.
In a store, you take your items to the checkout and pay upfront, so its easy to use a gift card or have your egift card barcode scanned. In a restaurant, the way you pay is a little different, which changes the way you use an egift card.
When using your egift card to pay for a restaurant bill, you have three options:
Refresh Egift Card Balances
While many mobile wallets and gift card apps have automatic balance update features , not all merchant cards are connected and sometimes you have to refresh a card manually in order to see if it has been used. When gift cards are completely used, remove them from your wallet. It is easier to stay organized if you are only tracking gift cards with usable dollars left on them.
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How To Use Your Kroger Card At A Gas Station
We are all looking for ways to save money, especially when it comes to the grocery store and the gas pump. If you live near a Kroger supermarket, or one of its subsidiaries, such as Fry’s, Ralph’s or Smith’s, you can take advantage of their low prices on food and household items and save on gas at the same time. You can save 10 cents per gallon on a tank of gas when you use your Kroger Plus card and fill up at a Kroger gas station.
Use your Kroger Plus card when you purchase two or more prescriptions at a Kroger pharmacy, spend $50 or more on gift cards at a Kroger store or spend at least $100 on groceries at any Kroger location. You can make these expenditures all at once or over the course of one calendar month.
Go to a Kroger gas station any time before the end of the calendar month following the month in which you made your purchases. If you spent $100 on groceries in March, you have until the end of April of that year to use your fuel reward.
Scan your Kroger Plus card at the pump before inserting your debit or credit card. Read the monitor on the pump to make sure it accepted your card number prior to inserting payment. Insert your credit or debit card after the reader at the pump notifies you that it received your Kroger Plus card if you are paying at the pump. If you are paying at the service window, provide your Kroger Plus card to the cashier as you are paying for your fuel.
How To Use A Visa Or Mastercard Gift Card Online
If you have a Mastercard or Visa gift card, you can use it just like you would a regular payment card. When you get to the checkout, just type the gift card number, expiration date and Card Verification Number into the debit and credit card section of the payment screen.
Remember, even though its technically a gift card, you cant enter the details in the gift card field thats where youd add details from a specific branded gift card. Just treat it like a credit or debit card and it should go through no problem. Take a look at the Visa gift cards and Mastercard gift cards available through the Kroger Family of Stores.
Read Also: Where Can You Buy Dunkin Donuts Gift Cards
Can I Check My Kroger Fuel Points Online
If you dont have your most recent Kroger sales receipt, call 1-800-KROGERS to check your rewards points balance. Follow the instructions and enter your Kroger Plus Card number when prompted. To check your rewards points balance online, open your computers Internet browser and go to customer.kroger.com/Login.aspx.
Using Reloadable Prepaid Cards To Buy Groceries
Finding youre blowing the budget with impulse buys and forgotten items from your list at the grocery store? Loading how much you want to spend on groceries each month onto a prepaid card each month is a great way to make sure you stick to your budget and keep your household finances on track
First, youll want to decide how much you need . You might need to track your spending over a few weeks to get a good idea of this amount. Maybe add a little extra just to be safe and for the occasional treat – then add the cash to your prepaid card at the start of every week or month. You can even load cash on to your card at Money Services, so no need to make two journeys to plan your grocery budget and shopping.
Planning your grocery shopping as a fixed budget might also mean you make better food choices and plan your meals in advance, so you spend less time going to the store and fewer nights ordering takeout.
Keep All Egift Cards In One Place
Because I am always testing out different ways to use egift cards in stores, I often have different egift cards in different places. The confusion in my wallet is what led to my confusion at the cash register. Pick a method that works for you and stick with it. If you do not want to use an app, you could put screenshots of each digital card into a folder on your phones home screen or print physical copies of each egift card on your printer at home and put the papers in your real-life wallet. Whatever method you choose, stick with it and use it consistently.
Can You Put More Money On A Gift Card
You dont have to have spent all the credit on your gift card to put more money on it you can add cash at any point to increase your balance. You can do that where you bought it, whether thats at the store its for, or at a retailer like Kroger, which offers gift cards from multiple big-name brands. You can also add more money online, depending on which gift card you have.
Read Also: How To Use Fandango Gift Card
Using Prepaid Cards For In
Prepaid cards are a great way to save up for big purchases or little treats youd otherwise buy without thinking. As they can be used anywhere youd used a standard debit card, theres no limit to the kind of thing you can use it to buy.
Saving up for something special like a new TV or an outfit for a special occasion? You could load spare cash onto your card until you reach the amount you need to buy that special item in store.
Want to limit yourself to how much you spend on luxuries like cosmetics or set a budget for a night out? A prepaid debit card is a great way to keep your spending in check. Theres no danger of sneaking that new lipstick or expensive video games into your cart if you know youve only got enough credit to cover what you originally went in for.
Whatever you find yourself spending on in store, a prepaid card encourages you to ask yourself if you really need that thing, stopping you from spending more than you have.
What Is A Digital Gift Card
Digital gift cards and egift cards are the same thing. They are simply an electronic version of a physical gift card that can be sent directly to the persons email address and used online or in store.A digital gift card can be loaded up with money like your usual physical gift card and spent in smaller increments or used to cover the cost of a larger expense.Egift cards are great if you want to help the environment by reducing plastic waste, if the person youre buying for lives further away or even if youve forgotten to buy a gift and need something quick! The great news is theres no delay, a digital gift can be purchased and arrive in minutes, ready to be enjoyed.
Read Also: Do Cabela’s Gift Cards Expire
How Egift Cards Work In Stores
Ive used mobile gift cards in stores multiple times without incident, but earlier this week, I broke my own rules for using egift cards and found myself unprepared.
When the cashier asked me for payment, I suddenly remembered that I had digital gift cards that I had wanted to use. So I dug through my purse to find my smartphone, which took longer than it should have. Then I blanked on where I had stored the egift cards. I could not remember if I had moved them to a mobile wallet, stored them in a gift card app, had taken screenshots of the digital codes or had planned to just pull up the email at the point of sale.
Feeling pressured by the line of shoppers stacking up behind me, I got flustered and paid for my purchase with a debit card instead of the egift cards I had intended to use. Although using egift cards in stores is easy, the process can certainly be made EASIER if you have egift cards ready to use before you actually need them. Below are my tips on how to use egift cards in stores.
Using Reloadable Prepaid Cards For Bill Payment
If you want to make sure youve got enough cash to cover essential bills every month, a prepaid card is a great way to divide up your spending. If you work out your regular outgoings, you can add that amount of cash to your card so youre not tempted to spend it elsewhere.
You can either use your prepaid card to pay a bill direct to your biller or pay them in person through a third party like Money Services. Paying in store means you can get help and support from cashiers, keep a record of your payment and pay multiple billers in one visit. Plus, with Money Services within the Kroger Family of Stores, you can pay your household bills while youre picking up groceries.
If you dont have a checking account or want to switch your cash into digital credit, loading cash onto a prepaid card is a great way to automate more of your household finances and make sure your bills are paid on time. Learn more about how to organize your bills.
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