Friday, June 17, 2022

How To Use Visa Gift Card Online For Partial Payment

Can I Pay With More Than One Store Gift Card

Can I use a Visa gift card for partial payment on Amazon?

YES:Though there are a few reasons why sometimes Visa gift cards do not work online, the most common reason a Visa gift card gets declined online is that the dollar amount on the gift card is less than the total amount due.

When checking out on a stores website, you typically have the option to apply a store gift card to the purchase and pay any remaining balance with a debit or credit card. In fact, some store websites will let you apply multiple store gift cards to a single transaction. Doing this is called partial payment or split-tender transaction . Most store website shopping carts are equipped to handle split-tender transactions as long as the splits include store gift cards. You can also typically use more than one small balance store gift card with ease.

If you are paying with a Visa gift card, however, there is generally no place to put both a Visa gift card and a bank card.

How To Use A Visa Gift Card Online In 4 Easy Steps

  • Add the items you want to your cart.
  • When you are ready to check out, you’ll be taken to the payment methods screen. Typical options include credit or debit card, gift card, or PayPal.
  • Enter in your Visa gift card information under ‘Credit or Debit card’. This is because your Visa gift card is a pre-paid card that can be used anywhere Visa is accepted, not a gift card specific to that retailer.
  • Check out!
  • While you can shop online with a Visa gift card, you should be aware of common problems that may occur. Heres what you should do before attempting to make an online purchase with a Visa gift card.

    Activate Your Card

    Your Visa gift card must be activated in order to be used for purchases either online or in-store. Depending on where the gift card was purchased, you will have to activate your card on the issuing bank or provider’s website or call the toll free number listed on the back of your card.

    Register Your Card

    Card recipients should go online to register the card. Why? This ensures a name and address is linked to the card. When an order is placed, stores often use an Address Verification System to verify the card matches the billing address. This process helps restrict fraudulent activity associated with a lost or stolen card.

    Not Enough Funds On The Gift Card
    Store Restrictions

    Sometimes there are stores that restrict the use of pre-paid gift cards. This can often be found with any sort of monthly subscription charge.

    Why Cant I Use My Visa Gift Card Online

    Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used. The same is true for Visa gift cards, whether you buy them online or at the store.

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    Possible Reasons Why Your Visa Gift Card Might Not Be Working Online

    Although Visa, Mastercard, Discover and AMEX gift cards are accepted online, in stores and just about anywhere these major brand debit cards are accepted, sometimes people have difficulties using their bank-issued gift cards online. If you are entering the gift card into the correct field on the website, then it is possible the gift card is being rejected for another reason.

    In addition to this list of things to try if your Visa gift card is not working, the most common reasons gift cards decline online are listed below:

    How Can I Get Cash From A Visa Gift Card

    How to Use Visa Gift Cards Online for Partial Payment ...

    How to convert Visa gift cards to cash

  • Use your Visa gift card to buy other merchants gift cards.
  • Add it to your PayPal wallet.
  • Add it to your Venmo account.
  • Pay your bills with your Visa gift card.
  • Go to a Gift Card Exchange Kiosk to trade it in.
  • Sell your Visa gift card through an app.
  • Convert your Visa gift card to cash by selling it to a website.
  • Read Also: Can I Use Bass Pro Gift Cards At Cabelas

    Can I Use A Visa Gift Card On Amazon For Partial Payment

    You can use a prepaid Visa gift card to make purchases on Amazon, but you have to work around the system to make it happen. Amazon will not allow split payments between gift cards loaded onto an account and other payment methods, so you have to line up the price of your purchases with your gift card balance.

    Can I Pay With More Than One Visa Gift Card

    YES with this Gift Card Hack:Many people think that you cannot use a Visa gift card online if the transaction exceeds the dollar value on the Visa gift card. While that is true, the problem is more of a technical issue than a limitation of the gift card.

    When you look at an online shopping cart, you will generally see a field to enter a gift card number and a field to enter a debit or credit card. The split tender or partial gift card payment transaction is possible when paying with a store gift card because you enter the store gift card into the gift card field and you enter your debit or credit card into the other field. But since a Visa gift card is entered into the debit or credit card field, theres no other place to enter your debit or credit card to complete the transaction.

    Without a little creativity, there is generally no way to use more than one Visa card to complete an online purchase. I have never seen an online shopping cart that allowed more than one bank card, of any type, to be applied to a purchase.

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    Disclaimer: This site contains affiliate links from which we receive a compensation . But they do not affect the opinions and recommendations of the authors.

    Wise Bread is an independent, award-winning consumer publication established in 2006. Our finance columns have been reprinted on MSN, Yahoo Finance, US News, Business Insider, Money Magazine, and Time Magazine.

    Like many news outlets our publication is supported by ad revenue from companies whose products appear on our site. This revenue may affect the location and order in which products appear. But revenue considerations do not impact the objectivity of our content. While our team has dedicated thousands of hours to research, we aren’t able to cover every product in the marketplace.

    For example, Wise Bread has partnerships with brands including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi, Discover, and Amazon.

    Why all the answers that take so much effort? This isn’t a problem at all. I always just use my unused balances to buy gas. Stick the card in and it will pump right up to the last penny before turning off.

    Alas, here in New Jersey we aren’t allowed to pump our own gas, so that’s not an option.

    So it’s not always so simple Hopefully, your cashier will work with you to use the amount you have left in a reasonable manner 🙂

    Thanks for your comment!

    How Do I Use My Visa Debit Card Online

    How to Use VISA Gift Cards ONLINE When Your Visa Gift Card Isn’t Working

    How to Use a Debit Card Online?

  • Once you are at the payment checkout, you need to choose Pay Using Debit / Credit Card.
  • Then, type the 16-digit Debit Card number which is on the front side of your Debit Card.
  • Once youve entered the Debit Card details, you may be asked for a CCD, CVV, or similar security code.
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    Insufficient Funds On The Card

    At Giftcards.com, the most common reason online transactions decline is that the card does not have enough money on it to cover the purchase. Though people generally understand this concept, online shopping is a little different than in-store shopping. If you handed a Visa gift card to a cashier and knew it did not cover the full amount of the purchase, you could expect the system to use the card balance and then have the cashier ask you for a second form of payment. Since most websites cannot handle a split tender transaction as described above, the gift card is simply declined.

    Ill show you my trick for getting a gift card to work in this situation. Read my post on gift card hacks.

    If you have a Visa gift card or Mastercard gift card from Giftcards.com, you can check the balance of your Visa gift card and review previous transactions as well.

    Making A Purchase With Your Visa Gift Card

    What if I change my mind and want to cancel a purchase?

    If a merchant cancels a purchase transaction for you, it may take three to seven business days for the cancellation to show up on your Visa Gift card record and for the funds to be credited to your card and available for use. Check the balance on your card, either online or by phone, to see when your cancelled purchase transaction has been processed. Refer to the back of your card for the web site address/phone number of the financial institution that issued your card.

    Why was my Visa Gift card declined?
    • Your card may have expired. Check the expiry date printed on the front of your card. In this case, let the merchant know how much remaining balance you have on your card. The merchant may split the transaction and allow you to pay for part of your purchase with the Gift card, and then the remaining part of your purchase with another form of payment, such as a credit, debit or cash.
    • Your remaining card balance may be less than the value of the item you wish to purchase.
    • Merchants who only possess a manual imprint machine cannot accept Gift cards which have the phrase “ELECTRONIC USE ONLY” printed on the front of the card.
    • Some internet merchants use fraud protection software that may decline a Gift card purchase transaction.
    • Your card may not be activated or registered yet. Follow the activation and registration instructions that came with the card, or contact the card issuer

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    How Do You Activate A Visa Gift Card

    Activating Your Card Online. Visit the activation link listed on the sticker on front of your card. If you dont feel like making a phone call, you can usually activate your gift card online. There should be an activation link listed either on back of your card or on the sticker on the front of your card.

    Paypal Will Not Let You Do A Partial Payment With One Card And Then The Other

    How to use a gift card to make partial payment on Amazon ...

    You can buy multiple cards, but the total amount of gift cards cannot exceed $500. These easy steps show you how to make the transfer. Although you cannot combine the balances on your various visa gift cards onto one gift card, you can pay with more than one funding source. Any online store that accepts visa on their website can also process payment using gift cards.

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    How To Use A Debit Card

    You can use a debit card for payment almost anywhere credit cards are accepted. That includes restaurants, merchants, online retailers, government organizations, and more. There are a few exceptions, but for the most part, it’s as easy as swiping your debit card when you check out .

    To pay, either run the black magnetic strip on the back of your card through the card machine or insert the square smart chip . You may need to sign for the transaction, although thats optional with some small sales and online purchases. In some establishments, you pay with your debit card by handing it to an employee who runs it through a card reader for you.

    Handing your card to anybody is risky, so you should only give it to somebody you trust. Anybody who has your card in their possession can copy information from the card, potentially using that information to make fraudulent purchases from your checking account.

    How To Use A Gift Card To Make Partial Payment On Amazoncom

    I have a Visa gift card sitting on my desk that has a random leftover amount on it — $26.31 — and I wanted to use it to help buy a case on Amazon.com .

    There is no place to punch in a Visa gift card on Amazon, so I figured I would add it to my account, then try and pay for the case, then Amazon would somehow figure out the amount that’s left and ask me to pay that. Kind of like how it works at a cash register at a real store. Nope, I got a generic “card declined” message.

    I went on Amazon’s live chat and asked if there was a way to split a transaction, and the lady said no, you can’t split transactions… but you can apply an Amazon.com gift card for partial payment. Hmm.. ok, that got me thinking, and I came up with a way to use the Visa gift card to make partial payments on Amazon.com!

    First, add the card just like any credit card to your Amazon account.

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    Can You Split A Payment Online Using Paypal Balance And A Linked Prepaid Gift Card

    We get this question quite a bit so completely valid.

    You are able to split your PayPal balance with a payment method that you have on your account. When you go to make a purchase, the details of the transaction will explain how much it will take from your balance and how much it will take from your card.

    How To Use Up The Last Few Dollars On A Prepaid Gift Card

    How To Use Secure Spend Prepaid Visa Gift Card Online

    I got a $US50 Visa gift card this past Christmas, and I spent exactly $US48 of it on four pairs of new socks .

    Then I had to figure out what to do with the $US2 left on the card. Was I supposed to carry this gift card in my wallet for the next six months, hoping for a day when I needed to buy a bottle of water or a pack of gum? Should I just throw the card away and consider myself lucky to have been able to have used 96 per cent of its total value?

    The thing about these prepaid gift cards is that they arent very useful for shopping online. If I had added a fifth pair of socks-with-toes to my cart, the total would have gone above $US50 and I wouldnt have been able to use my Visa gift card to make the purchase.

    Why? Because online retailers dont read these kinds of gift cards as gift cardsthat is, they dont give you the option to pay part of your total from your prepaid Visa gift card and part from a credit or debit card. If you want to use a prepaid Visa card you have to be prepared to make the entire purchase on the card.

    And that left me with $US2 . What was I supposed to do with it?

    Heres what I did: I bought a $US2 online gift card from Amazon.

    I got the idea from Rachel Millers blog Just Good Shit, in which she describes her little hack for using every last cent on a Visa/Amex prepaid gift card:

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    Why Online Payments Are Different

    Electronic gift cards are easy to use online because you dont have to print out a paper copy of the gift card or enter the number into a mobile wallet or gift card app in order to take the gift card to the store. You simply type the gift card or egift card number into the websites shopping cart and complete the transaction. Whether the gift card is plastic or electronic, using it online is especially easy if you have a store gift card, also known as a closed loop gift card.

    When you have an open loop gift card such as a Visa® Gift Card or Visa egift card, however, being able to use it online sometimes requires knowing a few tricks.

    How To Use Up Remaining Balances On Prepaid Gift Cards

    This post contains references to products from our advertisers. We may receive compensation when you click on links to those products. The content is not provided by the advertiser and any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any bank, card issuer, airline or hotel chain. Please visit our Advertiser Disclosure to view our partners, and for additional details.

    Disclaimer: This site contains affiliate links from which we receive a compensation . But they do not affect the opinions and recommendations of the authors.

    Wise Bread is an independent, award-winning consumer publication established in 2006. Our finance columns have been reprinted on MSN, Yahoo Finance, US News, Business Insider, Money Magazine, and Time Magazine.

    Like many news outlets our publication is supported by ad revenue from companies whose products appear on our site. This revenue may affect the location and order in which products appear. But revenue considerations do not impact the objectivity of our content. While our team has dedicated thousands of hours to research, we aren’t able to cover every product in the marketplace.

    For example, Wise Bread has partnerships with brands including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi, Discover, and Amazon.

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