Registered Vs Unregistered Charities
Contrary to what you might have heard, whether a charity is registered or not says little about how its run or the impact of its philanthropy.
A charity has to have a registration number issued by the government of Canada in order for the donation to be a qualifying tax credit, explains Patrick Payne, senior accountant and owner of Your Modern Accountant Ltd. But registration doesnt guarantee much else.
If youre not interested in tax deductions, checking registration status isnt a very good way of judging a charitys work.
An individual may want to look into how that money is spent internally within that charitable organization, Payne says.
Should I Use Rewards To Buy Gift Cards
Many credit cards allow you to redeem your rewards for gift cards, but it is rarely a good idea. When redeeming points or miles, you want to make sure that youre getting a solid redemption value from each point/mile, and gift cards rarely give you the best value for your rewards.
When it comes to transferable currencies like Amex Membership Rewards or Chase Ultimate Rewards, youre typically only getting between .7 cents to 1.1 cents of value from each point. Considering you can redeem Chase points at up to 1.5 cents each through the Chase travel portal or potentially at a much higher rate when you transfer to an airline partner, it doesnt make sense to use your Ultimate Rewards balance to stock up on gift cards. Amex points are also easily worth more than 1.1 cents each when you maximize transfer partner redemption options.
The Best Gift Cards For 2021
Of all the gift cards included in the analysis this year, eight earned overall scores of 55 or more. They are:
- Starbucks: Overall score of 60 out of 100 points
The dubious distinction of being ranked dead last went to QVC gift cards, which earned an overall score of 20 out of 100.
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The Gift Of Streaming Sporting Events
MLB People are tired of spending big dollars on cable TV when so much of what they want to watch is available elsewhere. But cutting the cord often means missing out on live sporting events, especially when you dont live in the same region as your favorite teams. When youre tired of hearing your husband complain that he cant watch the Red Sox because you dont live in New England, check out the new TAPPP gift card. TAPPP is working directly with major league sports teams to give fans access to out-of-market games live or on demand. You can even watch up to four games simultaneously. Their flagship product, the MLB.TV gift card, is the perfect gift for any baseball fan this holiday season. Just $24.99 for 30 days of unlimited Major League Baseball.
NFL Are you ready for some football? TAPPP has also partnered with the NFL to bring you the NFL Game Pass gift card for only $49.99. Watch live out-of-market preseason games plus condensed games in replay mode and more.
Why Should I Use Gift Cards
The most obvious reason to buy gift cards is to use them as a gift to a friend or loved one, but there are also reasons why buying gift cards for yourself might be a good idea.
Gift cards operate like cash at most retailers, so using the gift cards themselves wont earn rewards. So, you might be asking why I would suggest purchasing them to use. Wouldnt it be better to use a rewards credit card for your retail purchase to earn rewards?
Unfortunately, a lot of retailers dont fall into common bonus categories, which means youd likely only end up with 1% or 1x on those purchases. But gift cards can be bought at locations that do earn rewards. If you buy a gift card to Nordstroms or Bass Pro Shop at Staples with your Ink Business Cash, thats 5%/5x earned on those purchases instead of the 1%/1x you would earn otherwise.
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Her Favorite Clothing Store Gift Cards
Despite being pressed for time, many women still make detours to their favorite specialty stores like Victorias Secret, Lululemon Athletica, GAP and Anthropologie. A gift card to indulge her guilty pleasure will be a welcome treat. Last year, I told my daughter Id love a gift card to Athleta so I could buy a good quality swimsuitsomething I wouldnt normally allow for in my budget.
Buy GAP Options gift cards that are usable in Banana Republic, Athleta and more.
Here’s How To Find Amazon’s Best Gifts For 2021
In addition to slashing prices on this season’s hottest toys, gadgets, home appliances, Amazon devices and more, the company released numerous gift guides, curated lists of products for various holidays and a holiday gift list feature. And, there will be deals all season long across all categories.
Amazon has compiled more gift guides than ever this year, including the holiday toy list, plus guides for home, fashion, electronics and beauty gifts stocking-stuffer picks and customers’ most-loved gifts. Over in the “Holiday Prep Shop”, browse through curated products for Thanksgiving, Christmas, Hanukkah, Halloween or other seasonal celebrations preparation.
Amazon’s holiday gift list enables family members to create holiday wish lists and share them with others, taking the guesswork out of gifting. Additionally, Prime members in the United States can send gifts to friends, family and coworkers without an address, simply entering their email or mobile phone number.
Start shopping the best deals today in the , also available via the Amazon mobile shopping app. Or, simply ask, “Alexa, what are my deals?”
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The Gift Card That Can Save You Money
Do you have a deal junkie on your Christmas list? You know who I mean. This is the friend who never pays full price. She shops with coupons, uses discount gift cards, has all the store apps on her phone to get loyalty points and she knows how to maximize fuel perks. If there is a way to save, this girl knows how to do it. So chances are this friend is already a Groupon customer.
With a Groupon gift card, your money-saving friend can structure her next buy with even less of her own money. Whether she buys tickets to an Escape Room, grabs an insane deal on makeup brushes or uses the gift card to try out a new restaurant, a Groupon gift card can foot most of the bill. Daily Deal sites are a great way to save money on gift cards. If you have a gift card TO a daily deal site, then the potential to save is even greater.
Buy Groupon Gift Cards online or at your local grocery store.
The Great Courses: Spend $25 And Up
If your coworker or boss enjoys learning new things and has a passion for art or history or art historyreally, just about any academic interest you can nameconsider a gift certificate to The Great Courses online store. Gift certificates can be redeemed for lectures from top professors in an instant video, DVD, or instant audio format. Regular prices generally run into the several hundreds of dollars, but TGC runs monthly sales that make select classes available for as little as $25 or so.
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American Airlines Gift Cards
So, if you get this for someone who loves to travel or is looking to travel, youve saved them a lot of money as they can use their own money to focus on buying things that increase their travel luxury.
Gas And Go Gift Cards
Meals and Wheels! Kids can get both with this gift card. Granted, the meal might not rank high on the nutrition scale, but the gas will be enough to get teens off campus for a higher-class menu. With gas prices what they are, I imagine teens might appreciate a full tank of gas as much as anything else on their list. If your teen doesnt drive and you approve of the sharing economy, then Uber gift cards are a nice choice.
Buy Uber gift cards
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Worst Gifts For Teachers:
1. Mugs and candles: Chances are your teacher has so many of these that she doesnt know what to do with them.
I literally have hundreds of mugs, Giese wrote in her blog. And I already have enough to get me through the next 87 years.
2. Homemade food: Teachers know a lot of effort goes into these treats, but lets just say they dont exactly trust their students culinary skills or their attention to hygiene.
Homemade food not so great. We end up throwing it away, as you are never really sure what is in it! wrote Kasey Engel.
Any cakes, biscuits or other foodstuffs made by pupils go straight in the bin. Having seen how much nose-picking and nail-biting goes on in the classroom, I can never bring myself to eat them, a teacher confessed on TheSchoolRun.com.
3. Things shaped like apples or with apple motifs: Yes, its cute and its what many people think of when they consider the profession, but its likely your teacher already has a collection of such items, especially if he or shes a veteran.
4. Intimate gifts: Lotions, perfumes, and bath products can be nice if you know the person very well, but thats hardly the case when it comes to pupils or parents picking out gifts for teachers. Plus, the very scent you adore can make someone else gag or break out in hives. Skip the personal presents, especially anything that might make your educator blush.
Sephora And Ulta Gift Cards
Two popular stores among teens are Sephora and Ulta. Thanks to a myriad of Youtube Vloggers, teens know how to wear their makeup better than many adults I know. But, cosmetics are expensive. So if the teen on your list likes to wear makeup, then you cant go wrong with these brands.
Buy or Ulta gift cards
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The Gift Card That Could Triple In Value
The Stockpile Gift Card is truly one of the most unique gift cards on my list. If youve never heard of Stockpile, youre essentially giving someone the opportunity to buy a few fractional shares of stock and see what happens!
The founder of Stockpile came up with the idea because he wanted to give stock to his nieces and nephews for Christmas, but found the stocks he wanted to buy were too expensive. Stockpile makes it possible to quickly and easily buy your favorite stocks for family and friends because you dont have to buy full shares and the sign-up process is significantly easier than is typically required to be an investor. So in a few simple steps and for a few dollars, Stockpile gift card recipients can pick a stock, make an investment and possibly even earn more than the gift amount given. Is there any better way to learn about the stock market than to make an investment and see how it performs?
A friend of mine gave Stockpile gift cards to her nieces and nephews and then offered another gift card as a reward to the person who earned the most money within the first quarter of the new year. Talk about a gift card that keeps on giving both monetarily and as an education tool. Heres a free printable gift card holder for your Stockpile gift card.
Buy Stockpile Gift Cards online or at your local grocery store.
Best Gift Cards Without Hidden Fees
One big problem with many gift cards: hidden fees. Two of the most popular gift cards, the Visa gift card and American Express gift cardranked No. 1 and No. 4, respectively, by WalletHubcome with hefty fees.
Visa gift cards, American Express gift cards, Mastercard gift cards, and Discover gift cards aren’t attached to any specific retaileryou can use them anywhere, and that is what makes them so popular. But these so-called network gift cards charge the buyer a fee for that convenience$3.95 at minimum, says WalletHub. And Romanelli says to expect higher costs: $4.95 for cards $100 or less, $5.95 for cards between $101 and $500, and between $6-$7 for cards above that. It’s almost impossible to purchase ultra-popular Visa gift cards with no fee, for instance.
Recipients could wind up paying also: If they don’t use their gift cards for 12 consecutive months, they could also face a $2.50 monthly inactivity fee, deducted automatically from the card’s balance.
If you want the flexibility of letting your loved one spend your gift wherever they want, it’s better stick with cash. But if that doesn’t fit the bill, a better option is to use the no-fee gift cards offered by most retailers.
Two surprisingly popular options: grocery store gift cards and gas station gift cards. While these cards may not seem like typical Christmas gifts, experts note that they are the least likely to either go unused or be offered for resale.
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Itunes Or Google Play
From kids to adults, iTunes has music and apps that nearly everyone can enjoy. What I like about iTunes egift cards is that you dont have to spend a great deal of money. With $5, the recipient can test out a few apps. With $20, he or she could buy an entire album and still have a little left over for a game or two. Like Amazon, the redeemed iTunes gift card is credited to the account immediately, but only used as needed.
Dont have an iTunes account? Try Spotify gift cards or .
Cant be there in person?
Three ways to send a personalized gift card for moms, dads and grads:
The Sweetest Gift Cards
McCreas Candies makes luxe caramel using the finest salts, spirits, and seasonings to produce handcrafted candies in beautiful biodegradable packaging. They start with butter and sugar and slow cook it to just the right temperature. Milk from the local dairy is added as are real-food flavorings. From there, McCreas hand rolls the caramel and sends it through a restored early 20th century cutting and wrapping machine.
Sound delicious? It gets better. McCreas Candies is on a quest to find perfect combinations of smooth, sweet, fresh, and unexpected using the fewest possible ingredients. Their mission is to make the worlds best caramel.
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Shoe Store Gift Cards
Ah shoes! Can she ever have enough shoes? Get her a shoe store gift card and find out. I have a closet full of shoes myself, but still need a new pair of boots, some tennis shoes, a pair of slippers that I can wear in the morning and more. What about the lady on your list?
The Best Gift Cards To Give As Gifts Right This Way
Associate Commerce Editor, HuffPost
HuffPost may receive a share from purchases made via links on this page. Prices and availability subject to change.
Blink and youll miss it, because the holidays are already here. The ability to order a gift that will arrive on time, however? Well, that window is quickly closing.
Many retailers and brands are announcing Christmas shipping deadlines with some cut-off dates as early as Dec. 15, when any orders placed after that arent guaranteed to arrive on time.
If you havent gotten around to any holiday shopping yet or plan on shipping a lot of your gifts to family and friends this year, you might want to consider sending them a gift card instead this year.
Many retailers and brands offer festive gift cards you can enclose in a nice card and mail, and some even offer digital gift cards you can email.
The best part of a gift card is that youre practically guaranteed the recipient will love it. They can pick out exactly what they want in their style, size and color, from a brand they love.
Are they into sustainable fashion? A gift card to Everlane or Girlfriend Collective might go a long way. If they could benefit from a new hobby or online class, give them the gift card from from Masterclass or Kindle. Its also an opportunity to give them something super practical or pay for a service they already use like an Uber, Lyft or even a gas card.
Below, weve rounded up some the best gift cards to give this holiday season. Take a look:
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The Ultimate Experiential Gift Card
Cloud 9 Living Gift Cards offer experiences throughout the United States ranging from race car driving to hot air ballooning, sailing on the bay to sky diving and zip lining to flying lessonsplus a range of less extreme adventures such as cooking classes, scenic tours and spa treatments. If the recipient does not like the outing you select, it can be exchanged for another one. Cloud 9 Living is a one-stop shop for experiences nationwide.
If youre not sure whether or not to give someone an experience this holiday season, think about your social media accounts. What are people posting? They post about the things they do and with whom they are doing it. With a Cloud 9 Living gift card, youre not just giving someone a gift. Youre giving them a post-worthy, memory-making adventure.