Sunday, September 25, 2022

What Is The Vanilla Gift Card

Can Vanilla Gift Cards Be Used On Amazon

How To Use Vanilla Visa Gift Card Online

You can use a prepaid Visa gift card to make purchases on Amazon, but you have to work around the system to make it happen. Amazon will not allow split payments between gift cards loaded onto an account and other payment methods, so you have to line up the price of your purchases with your gift card balance.

How To Register

  • First, go to the official website of One Vanilla at;;
  • After opening the official site, you will be taken a home page.
  • On the Home page, you can see sign up on the right top of the page. Then click on the sign-up option.
  • Then after hitting the sign-up button you will be taken to sign up the page where you will be required to insert your card number and CVV number.
  • Then click on the submit button.
  • What Not To Do

    • Never send someone photos of the front or back of your Vanilla Visa card. They can use that information to withdraw money from the card.
    • Never send someone photos of the receipt for the card, either. It may show the full or partial card number.
    • Never provide a person or a website with your personal information unless you are 100% sure it is safe.
    • Never trust something that is too good to be true, like a gift card offered at a huge discount.
    • Never buy a gift card in the hopes that someone will deposit money on it. They won’t. Ever.

    You May Like: How To Use Fandango Gift Card

    The Koho Prepaid Visa Card

    The KOHO Prepaid Visa is a prepaid reloadable card and app powered by Visa that:

    • Gives you real-time insight into your spending
    • Helps you set saving goals
    • Gives you financial tips and claims to reduce your spending

    They claim that, within 3 weeks, youll be spending 15% less and saving nearly $500 by using the KOHO prepaid card.

    This card does not have any annual fees however there are fees if you choose to subscribe to a premium KOHO account which is $9/month or $84/year, reducing the international transaction fee to 1.5% for every transaction made outside Canada.

    Someone Offers To Overpay You

    Vanilla Visa Gift Box Giftcard

    Reader stories:

    I have received a cashier’s check for $1,815 and a request for me to buy $1,500 on OneVanilla gift cards. The difference of $300 is my payment for surveying the shop where I buy the gift cards. I do not want to accept this offer, so what should I do?

    I sold a book on eBay, and the buyer asked to send me $200 more than the cost of the book so I would help him use a Vanilla Visa gift card. After that, I would send him back the $200 he paid extra. Is this ok? Do I have any risks involved?

    No legitimate businesses would make these types of requests. As Consumer Reports notes, scams like these might be part of a money-laundering operation.

    Don’t Miss: Can You Buy Fandango Gift Cards At A Store

    Is The Vanilla Visa Gift Card A Scam

    Tamara Wilhite

    Tamara Wilhite is a technical writer, industrial engineer, mother of two, and published sci-fi and horror author.

    I review my experience trying to use a Vanilla Visa gift card and share some of the problems I encountered. I hope this information helps other consumers make informed decisions when buying prepaid gift cards.

    The Canada Post Prepaid Visa

    The Canada Post Visa Prepaid Card is a prepaid card which you can use globally in any country that accepts VISA cards as electronic payments for online and offline transactions. You can also use ATM facilities anywhere in the world. Like the CIBC prepaid cards, this card is ideal if you are travelling and dont want to carry cash.;

    With this card, you:

    • Dont need a credit check
    • Dont need a bank account
    • Can reload it at any time, as often as youd like
    • It comes with purchase security insurance and an extended manufacturers warranty

    The main downside to this card is its maintenance fee which is $3.00 and the reload fee which is $3.00.;

    Don’t Miss: Cabela’s Gift Card Sale

    What Is A Prepaid Card

    Prepaid cards are technically a type of debit card. Issued by a financial institution or credit card companyVisa, MasterCard, and Discover all offer themthey are deposited or “loaded” with a certain amount of money. They then can be used in person or online to purchase items or pay bills. They can also be used at ATMs to withdraw cash.

    Just like regular credit cards, prepaid credit cards have a number and an expiration date printed on the front or back, and they generally can be used in the same places. The amount of money deposited or “loaded” onto the card represents the card’s credit limitthat is, how much can be charged on it. Once the balance on the card had been exhausted, the card is worthless, unless more funds are deposited on it. In fact, a prepaid debit card can be used repeatedly, so long as the cardholder keeps adding money to the card. It may carry a monthly fee, however.

    Although the terms are often used interchangeably, these prepaid cards are not the same as prepaid credit cards. Requiring an application, a credit check, and approval from the issuer, a prepaid credit card functions like a regular : the cardholder can maintain an outstanding balance, receives monthly statements, etc. The key difference is that approval for the card is contingent on a security depositcollateral for the issuer, in case the cardholder falls delinquent in their payments.

    How To Reload Pin

    How Do You Add Name To Vanilla Visa Gift Card
  • First, get a Vanilla Reload PIN Load that can be found in the reloadable prepaid card section of the display.
  • Load your prepaid card or you can use the option of the online account by using the secure pin on the back of the Vanilla Reload by calling 1-877-429-8140 or by visiting the official site
  • Don’t Miss: How To Use Fandango Gift Card

    How To Check The Balance On The Vanilla Prepaid Card

    The fastest way to check your balance is by logging into your Vanilla Prepaid account at You can also call customer service to find out your balance. A good thing to do before you shop is to check your balance before you purchase anything.; The merchants you are shopping at are unable to determine the balance on your card so if you purchase something that exceeds your card balance, your purchase will be declined.;

    Comparison To The American Express Gift Card

    I also tried out an American Express prepaid gift card after giving up on the Vanilla Visa gift card. It has some similarities to the Vanilla Visa, but overall it was a much better experience for me. Here’s how the two cards compared:

    • Activation Fee: The American Express gift card had the same activation fee as the Vanilla Visa gift card for a $25 balance.
    • Wait Time: The American Express card takes 30 minutes to activate after purchase. As soon as it activates, you can use it for purchases, including online purchases. I was able to use the card the same day I bought it, whereas after three days of trying and failing to use the Vanilla Visa cards, I gave up.
    • Registration: You can use any zip code, including your home zip code, for the purchase without calling a phone number or giving away personal information.

    Also Check: Do Cabela’s Gift Cards Expire

    About Vanilla Gift Cards

    Vanilla Gift Cards are prepaid gift cards loaded with funds for purchases. Vanilla Gift Cards are available in both MasterCard and Visa Card, and can be redeemed at millions of merchant locations where Visa and MasterCard are accepted for payment either online or at any retail store.

    The Vanilla Gift Card is available in both physical gift cards and virtual or eGift cards, with instant and secure usage. Vanilla Gift Cards are perfect gifts for all kinds of occasions and are available in multiple denominations and design, with preloaded funds for everyday spending.

    Vanilla Gift Cards are simple prepaid gift cards with no ATM access, which you can use for purchases anywhere Visa and MasterCard are accepted and are available at many retail outlets.

    Things You Need To Know About Vanilla Visa Gift Cards

    Vanilla Visa Gift Box $25 Gift Card

    The Vanilla Visa gift cards are a type of gift card that contains a prefixed amount. These cards are fairly popular as gifts on birthdays and anniversaries. This GiftinGlory article provides important information about this card.

    The Vanilla Visa gift cards are a type of gift card that contains a prefixed amount. These cards are fairly popular as gifts on birthdays and anniversaries. This GiftinGlory article provides important information about this card.

    Please RememberVanilla Visa gift cards have no name or address associated with them, therefore they are rejected by sites like Amazon. If you want them to be accepted, you will have to register the card by means of a ZIP code. After a trial purchase order, call the site and request them to override the card with the ZIP code and ignore the name or address.

    A gift card looks just like a credit card and is used to purchase gifts and other items by means of a preloaded amount on the card. It is a convenient alternative to gifting cash, very much like a gift voucher.

    Vanilla Visa is one such gift card that is highly popular, very convenient for online purchase and available in two or three variants. The following paragraphs will answer some of your questions related to the Vanilla Visa gift cards.

    OverviewHow to Use the Card Online?Where to Buy?

    This card can be purchased at leading retail stores across the U.S. A list of places where you can buy the card are given below:

  • Walmart
  • How to Activate?

    Recommended Reading: How To Use Fandango Gift Card

    Do Vanilla Gift Cards Build Credit Scores

    Since Vanilla gift cards and any other kind of gift card are not loans, they cannot help you build your credit scores since financial institutions do not report their usage to the credit bureaus.

    If you want to build your credit score, you can get a credit card. Applying for loans such as personal loans, mortgage loans, and auto loans may also help you build your credit score only when you follow terms and conditions.

    Gift Card Guidelines For Human Subject Compensation

    • Vanilla Visa Gift Cards can be replaced if lost or stolen if the cards have not been activated, new card fees may be assessed.
    • Vanilla Visa Gift Cards for Human Subject Compensation are to be distributed to participants for the study/project identified at the time the initial order was charged.
    • Payees receiving a total compensation of $600 or more in a calendar year, these amounts are subject to federal tax reporting requirements and will be reported on IRS form 1099-Misc.

    We are currently reviewing changes to gift card guidelines for Employees and Non-Employees.;

    Thank you for your your patience during this time,

    Disbursements Team

    Also Check: How To Use Fandango Gift Card

    To Keep A Limit Of Specific Expenditures

    You can use this card as a payment method as long as Visa or Mastercard is accepted. This means you can purchase the Vanilla Prepaid Card for a specific purchase to maintain your budget. For instance, you purchase one card and use it only for groceries and nothing else. If you are not a fan of credit cards but want to be able to have the option of paying with a card that has a limit, this card would be able to do that.

    Someone Says You Won A Giveaway Or Prize

    How To Add Register Zip Code To Vanilla Visa Gift Card

    Reader stories:

    I ran across a person that said they would send me $400 because of some charity giveaway from their church. They want me to buy a Vanilla card, activate it, and send them a picture of the receipt. Is it possible for someone to send money through the Vanilla card with this information?

    I have a person saying they want to give me moneythat it is a way for them to help people. They are telling me to go get a prepaid Visa card and they will help me put the money on it. Is there any money coming out of my pocket?

    The “charity giveaway” like “you won a foreign lottery” is a common scam to steal your financial information. When you provide someone with your card’s detailsor when they “help” you put money on ityou’re not providing them with a way to give you money; you’re making it possible for them to take YOUR money.

    Read Also: How To Use Fandango Gift Card

    Do Vanilla Gift Cards Have Pin Numbers

    Vanilla Visa gift cards do have a PIN that youll need to use to make online purchases. These PIN numbers are not located on the cards themselves. Instead, youll need to call the number presented on the back of your gift card and enter your gift card number a sixteen-digit number to set up your PIN.

    Do Vanilla Gift Cards Have Pins

    Vanilla;Visa;gift cards;do have a PIN that youll need to use to make online purchases. These PIN numbers are not located on the cards themselves. Instead, youll need to call the number presented on the back of your;gift card;and enter your;gift;card;number; a sixteen-digit number to set up your PIN. Once youve submitted the information that the automated phone service requested, youll be able to set up a four-digit security PIN.

    Don’t Miss: How To Use Fandango Gift Card

    How To Recognize Common Scams

    It’s hard to spot a card that has been tampered with; the best prevention may be to avoid buying in-store gift cards, per Consumer Reports. But there are many other scams that you can protect yourself against by being aware of them. Awareness will help you make smart decisions about sharing your card information.

    These are some examples of scams that readers shared with me. In these situations, scammers ask you to buy a Vanilla Visa card so you can receive some form of benefitbut you can be sure that all the benefit is going to the scammer.

    How To Add Money

    Vanilla Mastercard Gift Card
  • Take your money to a participating retail location.
  • Then buy a Vanilla Reload PIN Load found in the reloadable prepaid card section of the display.
  • Load your prepaid card or use the online account by utilizing the secure PIN from the back of the PIN Load at or by calling 1-877-429-8140.
  • So, this all that we have for you today. We believe the information in this article will be useful to you. We would like to hear your views on this article.

    Recommended Reading: Can You Use Banana Republic Gift Card At Gap

    What Is Vanilla Gift Card

    Vanillagift cardcardcard

    You can use your Vanilla Gift Card virtually anywhere Visa Cards are accepted within the United States and District of Columbia, except the Gift Card may not be used for recurring billing or at ATMs.

    Also, what is the difference between a Visa gift card and a vanilla visa gift card? The Vanilla Visa Gift Card is intended as a gift to family or friends, while the Vanilla Visa Rewards Card is meant to be a reward or incentive for employees and loyalty programs, states OneVanilla Visa Card. Both cards can be used as a form of payment where Visa is accepted.

    Likewise, how does a vanilla card work?

    Load your Prepaid Card directly at the Register

  • Bring your prepaid card and money to a participating Vanilla Reload retailer.
  • Present your card to the cashier to add funds* to your prepaid card.
  • The cashier will ring up the sale and load your funds directly to your prepaid card.
  • How do you use a Visa Vanilla Gift Card?

    When using your Card to make a purchase in-store, simply swipe the Card, select Credit and sign the receipt. much you want to pay. The Card cannot be used to obtain cash from an ATM, bank or shop. The Card cannot be used to make reoccurring payments.

    The Cibc Prepaid Visa

    ;You can shop worldwide online and offline, use VISA Paywave even for small purchases and basically spend on your own terms. There are two CIBC Prepaid Visa cards that you can sign up for which are:

    • CIBC Smart Prepaid Visa Card
    • CIBC Smart Prepaid Travel Visa Card

    The CIBC prepaid cards enable you to top up your card with your money. It works like a debit card, with credit card convenience. This makes it easy for you to shop anywhere inside and outside Canada.;

    With this card, you get:

    • Minimum load amount $20
    • Daily Withdrawal Limit $1,000
    • No Interest: The card does not incur any interest over time
    • Worldwide use: But like a credit card, you can use it all over the world, in five different currencies as long as VISA accepted
    • You dont have to worry about your prepaid affecting any credit rating or store since you only use the money thats on the card.;
    • No Age limit: You can sign up for either the Smart Prepaid or Smart Travel Prepaid at any age, even for those under 18 years old.;
    • No Residency Needed: The residency requirement is not needed which means you dont have to be a Canadian citizen or Permanent Resident to be eligible for the CIBC card. This is extremely useful for travelers visiting Canada
    • No CIBC Bank Account Needed: You can get the CIBC prepaid even without a CIBC bank account
    • The CIBC Smart Travel Visa can be loaded with one of the 5 available currencies- Euros, Pesos, Pounds and US Dollars

    Don’t Miss: Waive Convenience Fee Fandango

    Popular Articles
    Related news