Give That Special Someone The Gift Of Choice
Our OTIS Visa gift cards are ideal for anyone and everyone, for any conceivable occasion. You decide the amount, from $10 to $1,000 the recipient decides where to use it. Let them choose the gift that they really want!
- Gift cards are welcome at the millions of places that accept Visa debit cards, including retail stores and online merchants.
- Gift cards provide peace of mindunlike cash, they can be replaced.
- Gift cards are $2.50 each to purchase.
To Check Your Balance:
Conveniently check your balance from anywhere, at any time, by either calling 1-888-399-7511 toll-free, or by visiting www.myprepaidbalance.com.
At Points of Sale :
Always select the CREDIT option when making a purchase with your Visa gift card. If your purchase price exceeds the balance on your card, notify the clerk of the amount available you may then pay the difference using another payment method .
At Gas Stations:
You will need to present the card to the attendant inside the gas station. Gift cards cannot be authorized at the pump.
Please be aware that restaurants often authorize an additional temporary 20% gratuity charge to your bill. The actual charge will be the price of the meal, plus any gratuity that you add.
Can You Use A Visa Gift Card At An Atm
Yes, you can use a Visa gift card at an ATM. Usually, Visa gift card is accepted at ATM/POS terminals that display the Pulse®, NYCE®, Plus®, or Star® logos.
The visa debit gift cards can also be accepted for ATM transactions if they bear a Cirrus or are equipped with an Interlink logo. If the gift card is fortified with this logo, this card can also be used at any Cirrus/Interlink ATM. You have the authority to withdraw $150 per day or withhold the complete balance of the card, exhausting the maximum limit. To receive the money, these cards would require you to enter the personal identification number, which will be accepted once the card has been activated and properly registered. If the logos impact the card, you can also ask for cash back from merchants with an additional transaction fee of $3.25. There is also the implementation of $.35, mainly used for signature-based transactions, and a further $.50 for all PIN-based transactions.
Did You Lose Your Visa Gift Card
If you happen to lose a Visa gift card, you should report it immediately to the card issuer. Youll need to provide the lost or stolen Visa Gift card number for cancellation and replacement.
So it may be a smart idea to write the number down somewhere in case you do lose it or have it stolen.
Want to earn free Visa Gift cards? Check out my article on the best 33 gift card apps!
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Where Can I Use A Visa Gift Card
Visa gift cards can be used anywhere where Visa cards are accepted. Visa gift cards can be used at ATMs, online, in stores, restaurants, etc. Visa gift card owners can buy products and services as same as using an ordinary Visa card.
Gift cards act like prepaid cards that are the categories of plastic money and are conveniently used to make purchases. Nowadays they are becoming gradually popular as alternatives for gifts and presents. The recipient enjoys a versatile way to spend the funds and purchase any item under their liking and preference. The difference between prepaid cards and gift cards is that the former can be re-loaded after finishing the set amount and used indefinitely. The latter is a one-time purchase and is discarded after spending the total amount on the card and exhausting the monetary threshold. The visa debit gift card is considered convenient because it can be used in stores and online shopping. Not only that, but the card can also be used in different stores, gas stations, restaurants, medical offices, and online platforms, therefore, covering a variety of locations. The visa-embedded logo card is practically accepted worldwide by all merchants therefore, the visa gift card is appropriate for plastic money. The only platforms that are unwilling to accept the cards are online gambling sites, PayPal, and money wire transfer services. It can also not be used for frequent bill payments.
Activate Your Visa Gift Card:
First, you have to make sure youre Visa gift card is activated. If you bought it in a brick and mortar retail store then your gift card was most likely activated when you bought it at the cash register.
If you bought your gift card online it is possible that you have to activate it. Normally all you have to do is go to the website thats printed on a label stuck on the card and enter the 16 digit number along with the security code. You may have to call the 800 number printed on the gift card if there is no website.
Not sure if youre Visa Gift Card is already activated?
Just go through the process of activating your card again. It wont hurt and youll know for sure if its already activated or not.
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Problem #: Not Always Easy To Use
Clarks second problem with Visa gift cards is that a lot of people say its difficult to use up the entire balance on the card, especially when theres only $5 or $10 left.
Although the cards can be used at millions of retailers where Visa debit cards are accepted, both online and offline, there are times when purchases are declined.
For example, a member of Team Clark received a Visa gift card that was disabled at gas pumps and had to go inside the station to use it.
Restaurants can also be tricky. Some of them authorize an additional temporary 20% gratuity charge to your bill, but the actual charge is the price of the meal plus any gratuity you add.
If your bill is $50 before tip, your $50 gift card may be declined due to the preauthorization hold.
Hotels and car rental companies also place preauthorization holds. You must always make sure you have enough money on the card to cover the purchase amount and the hold.
Explanation of pre-authorization holds from the terms and conditions:
When making a purchase at a merchant that provides certain services or accepts tips, a preauthorization hold may be placed on your card for the estimated total price of your transaction.
This estimated total price will be for an amount greater than the initial purchase, 20% or more, to allow for tips, incidentals or additional services and will reduce your available balance.
How To Make Instant Visa Gift Card Casino Deposits
Making a first deposit and gambling at an online casino that accepts Visa Gift cards is a simple and straightforward process.
If you need help, follow this step-by-step guide, to make an instant deposit using your Visa prepaid card. Youll be playing your favorite online casino games within minutes!
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Make Sure Your Visa Gift Card Is Activated And Ready
First, make sure the gift card has been activated . You might have received a gift receipt or a card holder confirming its activated status, but you can also just call the phone number on the back of the card.
Next, check the card’s balance. This is especially important if you have already used it, but as gift cards often have activation fees, that $50 card may actually have a $49 balance. You’ll need to know the exact dollar and cent number, so don’t skip this step.
Where To Buy The Stores Egift Card
Sometimes you do not know the transaction is going to exceed the gift card balance until the shopping cart gets loaded up with shipping charges and taxes. When that happens, there are two ways to quickly get an egift card to use:
1. Empty the Cart and Start Over When the total purchase is greater than the value of the gift card, one solution is to cancel the items in your cart and buy an egift card instead. When the egift card arrives, you can start over.
2. Buy the eGift Card Elsewhere Another option is to buy the egift card from a different website. If you want a , for example, you can buy that here at GiftCards.com.
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Las Atlantis Casino Best Visa Gift Card Casino
Our top pick as the best Visa Gift Card casino is Las Atlantis. You can make a deposit as low as $30 or as high as $1,000. VIP members can get their payouts sent to their Visa credit card they do not offer withdrawals to prepaid cards at the moment.
Get a 280% up to $14,000 bonus when you make your Visa gift card deposit at Las Atlantis and use the extra cash to have extra fun!
Why Choose A Prepaid Visa Gift Card
While this virtual Visa Gift Card is a great solution for any online buyer, it is especially useful for young people, frequent travelers and for those abroad. The primary benefits of your card are:
It is usable online wherever Visa Debit Cards are accepted or in any U.S. webshop that accepts Discover® Cards.
This prepaid card is not a credit card, thus not affecting your credit rating, nor is it attached to your bank account.
Its issued immediately, without an application process. Simply buy your non-reloadable card online, enter your current billing address and receive the card details immediately.
Important information is all in one place. Once registered on MyPrepaidCenter, you can easily check your remaining credit and transaction history in your account.
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How Do I Make A Purchase With My Navy Federal Visa Gift Card
Using your Navy Federal Visa Gift Card is similar to using a debit card. When youre ready to pay, select CREDIT, sign the receipt and go! Or, select DEBIT if prompted and enter your PIN.
Each time your card is used for a purchase, the amount is automatically deducted from your balance. Its recommended that you know your balance before making a purchase because some merchants wont be able to provide that information.
Getting Started With Visa Reloadable Prepaid Card
Visa Prepaid cards are easy to use and reloadable, which means you can add funds onto the card at any time!
These Cards are great for every day spending such as coffees, groceries and online shopping. They are also ideal to give to younger children as an allowance card or for school field trips.
With Visa Reloadable Prepaid cards, you are protected under Visa’s Zero Liability policy 1 and the cards are secure and convenient.
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Easy Ways To Convert Gift Cards To Cash
Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase or sign up through my links, at no cost to you. Please read my disclaimer for more info.
Do you have a Visa gift card that you wish to exchange for cash? Here are several easy methods you can use to convert gift cards to cash.
Visa gift cards are a great way of saving on shopping. Most are sold during promotions where stores offer incentives for shoppers to buy and use them. However, sometimes people need to convert a Visa gift card to cash.
Well, no cause for alarm.
If you wish to convert your gift cards to cash, there are numerous ways to do it.
In this article, we will explore the most feasible ways available to convert that Visa gift card to liquid cash.
But why would you want to convert your Visa card? Well, there are a number of reasons why someone may wish to do this.
If you are like me and check your net worth on Personal Capital daily, you likely think gift cards are a waste of time and space. Why carry virtual money when you can have cold hard cash to invest or pay down debt?
These Visa gift cards cannot be used to withdraw money at an ATM, which therefore makes them somewhat inflexible.
Preferred Method for Converting Plastiq
Our preferred method to use to convert a Visa card is with Plastiq. It’s completely free to join and you can pay for anything with credit cards. Even where credit cards aren’t accepted.
Does Walmart Accept Visa & Mastercard Gift Cards In 2022
Walmart does accept Visa and MasterCard gift cards as a form of payment both in-store at the registers/self-checkout aisles and on Walmart.com as of 2022. Customers can buy anything from Walmart with a Visa/MasterCard gift card accept from other gift cards.
If youd like to know how to buy goods at Walmart using a Visa or MasterCard gift card, keep on reading!
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Visa Virtual Account Faq
A Visa Virtual Account is delivered via email and delivery may take up to 24 business hours from the time of purchase.
Visa Virtual Account is only redeemable online and the balance of the card must cover the full amount of the transaction. Heres a tip! If the Visa Virtual Account balance is less than the transaction total, then first use the Visa Virtual Account to buy an eGift card from the online merchant. When the merchants eGift card arrives, apply the merchants eGift card to your purchase and pay the remaining balance due with a debit or credit card.
Both Visa gift cards and Visa Virtual Account are redeemable wherever Visa is accepted, however, Visa Virtual Account are only redeemable online and the balance of the Virtual Account must cover the full amount of the transaction. Visa gift cards are shipped via USPS or UPS, depending on the shipping method selected. Visa Virtual Account are delivered via email.
Does The Law Allow Children To Have Gift Cards
The law allows anyone to win a credit card. It means that you can buy your child a Vanilla gift card as a present for excellent performance in school which he or she can use to buy their favorite item or buy shopping on their way back to school.
The only limitation is on debit and credit cards whereby a child needs to be under someone who may be a guardian, a parent, or a close relative to present their details for the child to get the credit card.
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Grocery Stores And The Accepted Payment Methods
Over the past few years, there have been changes in the payment industry. Contactless payments, such as mobile wallets, gained popularity, and more grocery stores started adopting this technology.
In this article, well cover the top 21 grocery stores and the payment methods they accept. Well also review the most popular grocery delivery services and their accepted payment methods.
In addition to the traditional payment methods like cash, checks, or credit/debit cards, mobile payments like Apple Pay and Google Pay are now commonly accepted at grocery stores.
To compile a comprehensive list for you, I reviewed the top 21 grocery stores payment policies on their website, and heres what I found:
How To Use An Egift Card At A Restaurant
I have found that using an egift card at a restaurant is a different from the typical egift card transaction because the cash register is seldom near the dining area. When you are at a restaurant, for example, the waiter or waitress generally brings the bill to your table when you are finished. If paying with plastic, you can slip your card into the credit card folder and off it goes. But I am not comfortable doing that with my phone. So read this post on 3 Ways to Use an eGift Card at a Restaurant for my solutions.
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Can I Use My Gift Card At Merchants Where A Tip May Be Appropriate
Yes. To make an online or phone purchase, youll need to register your card by visiting navyfederal.org/mygiftcard, entering your username in the Username field and clicking Sign In. Please note, if you have not created a username for your gift card, select Need Username? under the Username field. After signing in, select My Profile under My Settings and enter your name, address and phone number.
Be sure the balance on your card is enough to cover the bill and the tip. If not, the transaction will be declined.
How To Use A Visa Gift Card Online In 4 Easy Steps
While you can shop online with a Visa gift card, you should be aware of common problems that may occur. Heres what you should do before attempting to make an online purchase with a Visa gift card.
Activate Your Card
Your Visa gift card must be activated in order to be used for purchases either online or in-store. Depending on where the gift card was purchased, you will have to activate your card on the issuing bank or provider’s website or call the toll free number listed on the back of your card.
Register Your Card
Card recipients should go online to register the card. Why? This ensures a name and address is linked to the card. When an order is placed, stores often use an Address Verification System to verify the card matches the billing address. This process helps restrict fraudulent activity associated with a lost or stolen card.
Not Enough Funds On The Gift Card
Sometimes there are stores that restrict the use of pre-paid gift cards. This can often be found with any sort of monthly subscription charge.
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