How To Use Your American Express Gift Card
Once your gift card is activated, it can be used like any other debit or credit card. When making a purchase online, use your personal address and zip code.
You may find some restrictions if you use your gift card for hotel purchases, subscriptions, car rentals, or foreign transactions. You may not use your AMEX gift card at ATMs.
How Do You Activate And Check A Balance On An American Express Gift Card
Most American Express gift cards will come ready to use. In some cases, gift cards may require activation and instructions should have been provided.
You may need to register your gift card to make online purchases.
It is recommended that you record the following in case your card is ever stolen.
- Gift Card number
- 3-Digit Security Code number
- Customer Service phone number
It is also recommended you sign the back of your gift card.
Online Activation And Balance Checking
Personally, I think online activation is the easiest route. The American Express balance checking page also doubles for card activation.
Visit the American Express Balance page to sign in and activate your card. The website should prompt you to enter in your 15-Digit Card Number, Expiration Date, and 4-Digit Card ID.
Once you sign in your card has been activated.
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Add Your American Express Gift Card To A Digital Wallet
Do you regularly use Google Pay, Samsung Pay or Apple Pay? If so, add your American Express Gift Card or eGift Card to your digital wallet to use when making regular purchases. This can be done by opening the wallet app on your device and entering your card number or by taking a picture of the plastic card.
Where Can I Purchase An Amex Gift Card At The Lowest Fee
We did some price comparing on AMEX gift cards. Here is what we found.
|Purchase in store||In store|
Note: Gift card fees are subject to change depending on individual retailer policies. Always check with the individual retailer before purchasing.
From my research, Walmart is the best location for purchasing an American Express gift card because it has the lowest fee and free shipping on orders over $35.
Surprisingly, most retailers dont advertise AMEX gift card sales online. You may be able to find a lower price at a retailer in store, but Walmart is hard to beat.
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Ways To Convert Amex Gift Cards To Cash
Do you have an Amex gift card, but need cash instead? Here is how to convert AmEx gift cards to cash.
Gift cards can be a kind and thoughtful gift. If youve received one, the giver probably intended for you to be able to purchase something for yourself that you either want or need.
However what do you do if you need cash for the gift card instead? While it can take a bit of creativity, there are ways to get the balance of your gift card so that you can use it for other purposes. Today, were sharing some tips to make this process easier.
How To Use American Express Gift Card Online
Before making a purchase, card owners are required to register the card. Want to know why? When an online order is placed, ecommerce stores often use a security process called Address Verification System to confirm the card is linked to a billing address. Since your American Express gift card did not have your address associated with it when you received it, any attempts to make a purchase online before registering the card will likely result in a rejected order.
To register your AMEX gift card for online purchases, you must call their customer service line at 1-877-297-4438. You will be asked to enter the 15-digit card number and security code. Then you will need to speak with a customer service agent to provide your address for registration.
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Remember Your Balance When Making Purchases
Just like when using your personal debit card, your purchase will not be approved if there are insufficient funds on your American Express Gift Card. Thus, you have to make sure that your purchase is for an amount equal to or under the balance available on your gift card, unless the online merchant allows splitting the charges over multiple payment cards.
Does Your American Express Gift Card Expire
No. The funds on your AMEX gift card do not expire. You will be able to use your gift card until you no longer have funds available or if the current date exceeds the Valid Thru date. Contact American Express at the number on the back of the card if youve exceeded the Valid-Thru date to receive a replacement card.
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Does Walmart Sell American Express Gift Cards
Yes, Walmart sells plastic American Express gift cards in stores and online. Customers can purchase pre-loaded gift cards for $25, $50, $100, and $200. Alternatively, load the
American Express Gold Sparkle eGift card with a chosen balance between $25-$200 and directly sent to the recipients inbox.
Customers are charged a one-time purchase fee when buying an American Express gift card at Walmart. $6.88 is charged for each $200, $5.44 for every $100, $3.94 for each $50, and $3.44 with every $25.
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Why Cant I Use My American Express Gift Card Online
There may be many reasons you cannot use your American Express gift card online. Check your available balance, youve entered your information incorrectly, or the vendor does not accept Amex. You shouldnt need to activate your card and can call the number on the back of the card for more information.
Most people cannot complete their online purchase because theyre available balance is insufficient. Check your American Express gift card balance and add funds before completing your purchase.
Check the card information was entered correctly. Verify youve entered in the right card number, expiration date, and the CSV number. Remember, the CSV number is the three-digit number on the back of the card, not the four-digit on the front.
Verify the online merchant accepts Amex cards. Remember, Amexs slogan is Dont live life without it, not Everywhere you want to be, like Visa. Make sure American Express is accepted before proceeding.
American express can only be used in certain locations. You may only use Amex gift cards in the United States, Puerto Rico, and the U.S. Virgin Islands.
Some services do not accept prepaid cards. Services which might be used for illicit activities require payment methods linked to your name. Examples of services include hotel rooms, car rentals, and some subscriptions.
What Stores Accept Express Gift Cards
Where can Express eGift Cards be used? You can use your eGift card at any U.S. Express, Express Men Stores, or Express Factory Outlet stores and at www.express.com. Please note that most GiftCards.com merchant eGift cards can be used at the merchants retail location and online at the merchants website.
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How Can I Exchange My American Express Gift Card For Cash
There are a few options to get cash for your AMEX gift card.
Take Advantage Of Local Laws To Cash Out Small Balances
Depending on where you live, you may be able to convert your Amex gift cards to cash if the balances are small. Some states have laws that require retailers to convert remaining gift card balances to cash if the balance is under a certain amount. While these balance requirements are typically small and do vary by state to state, it can be worth checking, especially if you have multiple gift cards. Check the cash out requirements by locality here.
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Why Is My Gift Card Declined
There are a number of possible reasons why a purchase could be declined: You dont have enough money left on your card. You havent activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.
Donate Points To Charity
You can also donate your points to charity. Specifically, you can donate to more than 1.5 million U.S. charities through JustGiving with Amex Pay with Points. Youll get a value of 0.7 cents per point when you make a JustGiving redemption, so 100,000 Membership Rewards points would provide $700 toward the charity you choose.
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Cvv Codes And Id Numbers
CVV codes, which American Express refers to as card identification numbers, offer an extra layer of security and protection to cardholders by making it more difficult for thieves to make use of stolen credit card numbers, regardless of how they managed to find them.
According to Experian.com, even major retailers that store their customers’ credit card information are not allowed to retain the CVV codes, and only make use of them to authorize payments at the moment their customers make their purchases. Unfortunately, while some vendors do ask for ID when processing credit or debit card purchases, this is not universal, and a thief who’s managed to get their hands on your card will be able to bypass the security offered by the CVV or CID.
Most credit card companies will print their three-digit CVV codes on the back of the credit card, but American Express does things just a little bit differently. Instead of printing the security code on the back of the card, American Express prints it on the front of the card, above or beside the card number. Another key difference to note here is that American Express uses four-digit security codes rather than three-digit codes. The purpose of this defensive measure remains the same for all cards, however.
How Do You Use American Express Gift Cards At Walmart
The Walmart cashier will scan or swipe your American Express gift card when paying for goods in-store.
If youre operating the self-checkout, swipe the gift card yourself or scan the barcode. Use an American Express gift card to pay for gas at Walmart stations youll need to pay inside the station.
Pay for merchandise at Walmart.com using an American Express gift card by inserting your name, the 15-digit card number, and the 4-digit security code at the checkout.
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Why You Should Always Have A Backup Credit Card
If you primarily use an American Express card, then you should probably carry a backup card from a different payment network for when you encounter a merchant that doesn’t accept American Express. But regardless of which card you use, it’s always a good idea to have one or more backup credit cards. For example, your primary card could become lost, stolen or compromised in some way, leaving you without a credit card until it’s replaced. Having more than one card that you manage responsibly can also add to your positive credit history and improve your credit score.
American Express cards are accepted by millions of merchants, but not at every store that accepts credit cards. While you’re likely to find that the vast majority of stores you visit will accept your Amex card, there are several reasons that you should still carry a backup card. By understanding how credit cards work, and why Amex isn’t as widely accepted as cards from other payment networks, you can make sure that you always have the right cards to make the purchases you need.
Redeem For Gift Cards
You can also redeem Membership Rewards points for a variety of gift cards. However, redemption rates depend on the type of gift card:
- 1 cent per Membership Reward point for most gift cards.
- 0.85 cents per point for select gift cards including Apple, Best Western, Bonefish Grill, Macys and Panera Bread.
- 0.7 cents per point for select gift cards including Best Buy, Delta, Four Seasons, Hilton, Marriott, Starbucks and Uber.
- 0.5 cents per point for American Express gift cards .
You can get a physical gift card or a digital gift card for most redemptions. And you can obtain gift cards in various values, but most start at $25 or $50.
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Where To Use Your Card
Use your American Express gift card anywhere in the United States that accepts American Express, including many restaurants, gas stations, coffee shops and retailers. You can use it for purchases made in person or online. The card cannot be used to withdraw cash at ATM machines. It is not valid outside the U.S.
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American Expresss Security Code
According to Know Your Card, just like the card number on your debit or credit card that’s been issued by your bank, you can find your gift card’s number very easily, as it’s the largest and most prominent information and is displayed on the front of the card.
Expiration dates, security codes and other important information can vary a bit in terms of where on the card they’re located, but for the most part, their locations are fairly consistent across issuers and brands.
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Register Your Mastercard Visa Or Amex Gift Card With The Issuing Bank
If your card doesnt already have your name and zip code associated with it, youll need to do that through the financial institution that issued the card. Sometimes there will be a registration URL on the back of the card. If not, look for the name of the institution on the card and then Google gift card registration. That should get you to the right site. If it’s an Amex gift card, use this link. Once there, youll be asked to verify the card info, and then youll have the option of registering the card with your name and address. This is also a good time to confirm the available balance.
What Is An American Express Gift Card
An Amex Gift Card is a prepaid payment card preloaded with a selected US dollar amount. It can be used in any online webshop in the US that accepts Amex Gift Cards as payment and unlike traditional credit, debit, or charge cards, it comes with no usage fees! Just shop online with secure prepaid funds until the cards balance reaches zero. Amex lets you pay simply and with confidence online.
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Does Xoom Accept American Express
I want to make a transfer to a bank account and pay with the Amex card from my Paypal account. You can pay for any Xoom transaction using a bank account, debit card, or credit card. For card payments in USD, you can use any Visa, MasterCard, and Discover credit card and debit card issued in the US.
Who Accepts American Express
At Experian, one of our priorities is consumer credit and finance education. This post may contain links and references to one or more of our partners, but we provide an objective view to help you make the best decisions. For more information, see our .
In this article:
The American Express card isn’t accepted by every merchant, but it can be used at a growing number of locations in the United States and around the world.
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Use American Express Gift Card On Online Shopping
So you dont know how to use the AMEX gift card on the web? Worry not, we have covered you. You can use these gift cards just similar to credit or debit cards. You dont need to do something extraordinary for that purpose.
- Just visit the merchants website or store and then add the favorite item in your shopping cart.
- Now you need to check out with credit card payment option
- Choose your card as an AMEX gift card or simply American Express credit card
- Now enter your 15 digits card number
- The expiration date of gift card
- And lastly, you need to enter the 4 digit AMEX card security code
- Now click on payment buttons and make a payment
- If you would have balance in your card then your transaction would be successful and you can shop as much as you have in your card
So this is the way that you can use your American Express gift card online and make some purchases as well. So next we will find out how to shop online with AMEX gift cards.
Does Walmart Accept American Express Gift Cards In 2022
Walmart does accept American Express gift cards in-store, online, and at Walmart gas stations as of 2022. Customers can scan or swipe the American Express gift card in-store or insert the 15-digit card number and 4 digit security code at the self-checkout aisle.
If youd like to know precisely how to use your American Express gift card at Walmart, which types are available for purchase, and Walmarts gift card restrictions, read on!
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