Why Is My Vanilla Gift Card Being Declined
There are a number of possible reasons why a purchase could be declined: You dont have enough money left on your card. You havent activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.
Is The Gift Card Balance More Than The Purchase Amount
Visa gift cards are linked to bank accounts that cannot be overdrawn. If the purchase is greater than the funds available, the card may be declined. To use a Visa gift card for partial payment, ask the cashier to split the purchase into two transactions. First, deduct the full amount of the gift card, then pay the balance of the purchase with another form of payment.
It used to be that you could not use a Visa gift card to buy anything that cost more than the balance of the gift card, but payment processing terminals are much more sophisticated now. I always make a point to tell the cashier that Im paying with a gift card and whether or not I believe it will cover the full purchase price. This allows both of us to be prepared for a split-tender transactionor completing the transaction with a second form of payment.
Read here for more information on Split-Tender Transactions.
When the gift card balance is less than the transction amount, use this trick to make a partial gift card payment online.
Can I Pay With Pre
- Does Blizzard accept pre-paid credit cards?
- Want to use a rechargeable card
- I have a Visa or MasterCard gift card, but it doesn’t work in the shop
Pre-paid credit cards, such as Master Card or Visa gift cards, are accepted in the Blizzard Shop.
Common issues for failed payments with pre-paid cards are:
- The card was not registered correctly. To register the card, follow the instructions at the back of the card.
- The card has restrictions set by the provider: for example, they may not be authorized to make international payments online. Contact the issuing bank for assistance.
- The currency charged up in your pre-paid card is different from the one in the Blizzard Shop. Make sure the pre-paid card has enough funds to cover the conversion rate.
- There is a minor test fee for purchases that will temporarily reduce the amount of balance that is usable on the card. Make sure you have some extra currency on the card to cover this amount.
- You are trying to set-up a World of Warcraft subscription. A pre-paid card may not allow recurring payments. You can buy digital game time instead.
Consult our Acceptable Payment Methods article for a list of all supported payment options.
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Calling The Number On Your Card
Are You Using The Visa Gift Card At A Gas Station
When a Visa gift card is swiped at a gas station pump, the dollar amount of the transaction is unknown. So gas station pumps typically pre-authorize $75 or more on the card swiped. If the pre-authorization amount is greater than the cards value, the transaction may be declined. To avoid having this hold placed on your gift card, pay inside. Tell the attendant to only charge the amount you specify.
Here is more information on how to pay for gas with a gift card.
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Are You Using The Visa Gift Card For A Car Rental
Many car rental companies require a credit card to make a reservation. To pay with a gift card, instead, make the reservation with a credit card but tell the attendant you will pay the final car rental bill with a gift card. Otherwise, you may be able to make the reservation but the hold on your card will prevent the final transaction from being approved.
Can I Use My Gift Card In A Foreign Country
Possibly, but please note these limitations. Gift cards do not have the EMV chip some foreign merchants may not accept the Gift Card as payment if they require the EMV Chip or for the name to be embossed on the Card. At times prepaid cards may be restricted from use in certain countries due to national security watch lists. Also, some locations may be unable to process debit card transactions and are only able to accept cash payments. Gift Cards cannot be used at ATMS or for cash advances. Purchases made with the Card in foreign currencies will be charged in U.S. dollars. The conversion to U.S. dollars will be made in accordance with Visa operating regulations. No currency conversion fee is assessed.
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Can You Use A Visa Gift Card In Itunes
Any gift card issued by a credit card company can be used as a method of payment when buying from Apple online. During checkout, if you are paying with a gift card issued by a credit card company, you can combine it with one credit card.
What Is The Difference Between A Pending Transaction And A Posted Transaction
Pending transactions are authorized transactions with a hold for the purchase amount until the transaction clears. Posted transactions are purchases that have cleared on your card. There are some pending transactions that are more or less than the amount you actually spent. Some retailers place a pre-authorization amount to ensure the account is active and that you have enough money to cover the purchase. Once the transaction posts to your account, the pending transaction will be removed within a few business days, and you can use the funds again.
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So I Can Get Smash And Still Drop Gs Like A Bad Habit
Why won’t my gamestop gift card work. It claims my code has already been redeemed. Visa® gift card not working? This chart shows a view of problem reports submitted in the past 24 hours compared to the typical volume of reports by time of day.
Still waitin on that 50 buck gift card though. I disputed the $66 charge yesterday because i still haven’t received the rdr2 code. I did this at gamestop.
My son couldnt wait to spend his card, so we went today after school. My money was sent back to my account, but the gift card hasn’t been refunded, so it seems this doesn’t apply to me, sadly. Halomonkey1_3_5 6 years ago #10.
The visa virtual gift card can be redeemed at every internet, mail order, and telephone merchant everywhere visa debit. It does not say you can use a gift card to buy another gift card. Inc.the visa gift card can be used everywhere visa debit cards are accepted in the us.
The most common reasons are that the card hasnt been activated, the cashier is running the wrong type of transaction, the dollar amount being charged is greater than the cards balance or the credit card processing machine is bumping up the charge amount to either place a hold on the card or to. I’m being a noob because i get xbox giftcards to redeem it on the roblox game which ports to my pc. My xbox one x arrived over a week ago.
Gamestop, however, makes it a part of the employee job description. Ebgames.com used to work fine. Im sick of things not working for me.
You Havent Activated It
New credit cards are affixed with a sticker with instructions for activating it. Typically, you only have to call a 1-800 number and enter the last four digits of your social security number or the billing zip code. The call will only take a few moments and your credit card will be activated right away. Some credit card issuers let you activate your credit card online or via a smartphone app, but calling may be quicker.
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Possible Reasons Why Your Visa Gift Card Might Not Be Working Online
Although Visa, Mastercard, Discover and AMEX gift cards are accepted online, in stores and just about anywhere these major brand debit cards are accepted, sometimes people have difficulties using their bank-issued gift cards online. If you are entering the gift card into the correct field on the website, then it is possible the gift card is being rejected for another reason.
In addition to this list of things to try if your Visa gift card is not working, the most common reasons gift cards decline online are listed below:
Dont Want To Create A Paypal Account Just Yet
No problem! Just enter the card information as you normally do with a debit or credit card during checkout. For the billing address, you can enter your home or shipping address. As long as the prepaid gift card you selected has enough balance to cover the total amount, you are good to go! If you like this experience, you can sign up to become a PayPal member at any time.
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Waiting Period On The Card
Gift cards ordered from Giftcards.com are usable as soon as the card is registered. But some drug stores and gas stations sell gift cards that are not usable for a specified waiting period .
Because thieves sometimes use stolen credit cards to buy gift cards, the waiting period gives banks, stores and victims a moment to detect and report compromised cards. If the theft is reported before the gift cards are used, the gift cards can be cancelled before the funds are depleted.
If you purchased a gift card at a store and try to use it immediately, but find that the card doesnt work, check the receipt or gift card packaging to see if a waiting period is specified.
Are You Using The Visa Gift Card At A Hotel
Hotels often ask for a card during the check-in process, as a precaution, to cover incidental charges such as using the telephone, eating something out of the mini-bar, ordering room service or charging a meal to your room. When giving a card, the hotel may automatically place a hold on the card for the estimated amount of the stay, plus up to 30 percent for those incidentals. If the hold amount is greater than the balance of your gift card funds, then this pre-authorization amount may decline. To avoid having a hold placed on your gift card, use a credit card when checking into the hotel, but tell the clerk youd like to pay the final bill with your gift card.
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Can You Activate Gift Cards Without Buying Them
Many gift cards are activated when theyre purchased, so they dont need to be activated by the recipient. However, some do need to be activated by the recipient before they can be used. You can activate a gift card by calling the merchant or accessing the provided URL and inputting the correct activation numbers.
More About Using Prepaid Gift Cards Through Paypal
Can I use prepaid gift cards to make a purchase using PayPal?
Yes. Anywhere in the U.S. where PayPal is accepted you can use prepaid gift cards that have a Visa®, MasterCard®, American Express®, or Discover® logo on it. Please note that this doesnt apply to merchant-specific gift cards, which do not have a Visa®, MasterCard®, American Express®, or Discover® logo on them.
How do I use prepaid gift cards using PayPal?
Just like any other credit or debit cards. No difference at all!
For PayPal members, you can simply add prepaid gift cards to your wallet then start using them during checkout – just like any other credit or debit cards.
For users without PayPal account, you can just enter the card information during checkout in the same way you would do with credit or debit cards.
Can prepaid gift cards used for all services and products through PayPal?
Prepaid gift cards can be used to make payments for any product or service except for recurring payments or reference transactions.
This is because due to the nature of prepaid gift cards, they can become low in balance over time to cover the recurring amount. In order to protect our members from unintended service interruption, prepaid gift cards cannot be used for payments automatically pulled from PayPal accounts.
Im using a prepaid gift card, and Im getting a declined message.
You may also get an error message if your prepaid card was not issued in the U.S. or if you are trying to buy from an international merchant.
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Pending Transactions Are Affecting The Balance
Every time you swipe or enter your Visa gift card number into a payment system , the system checks to see if the card has sufficient funds to complete the transaction. During this authorization check, the system will place a hold on the funds needed for the purchase. If the transaction is cancelled or later declined, then the pending amount is released. If the transaction is completed, then the pending amount is finalized and the card balance is reduced by the dollar amount of the final purchase.
Sometimes holds are not released immediatelyit can take several hours or several days to remove a pending charge depending on how each merchant system works. During that time, your gift card may decline if pending charges are tying up a portion of the gift card balance that you know should be available.
If your card is not working and pending charges are still affecting the card balance, wait a few days and try again. If you want to understand the process more, heres an article on why it takes so long for charges to clear.
Activating Your Card Online
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Why Isn’t My Credit Card Working Online
If your credit card isn’t working online, then there are two likely culprits. First, double-check what you entered into the text fields. A typo or accidentally using an old zip code could result in a declined transaction. If a typo isn’t the problem, then the issue may be with your account. Call customer service and ask if they know why your online purchase is getting denied.
Are There Transaction Limits
Purchase transactions are limited to the available balance remaining on the Card. Some merchantsrestaurants, hair/nail salons, etc.preauthorize for an amount slightly higher than the actual transaction to ensure sufficient funds for tips, generally 20% of the transaction. This amount is held until the transaction settles and will not be part of the available balance. Only the amount signed for will ultimately be deducted. If the transaction is only a preauthorization and does not settle, the amount can be held up to 30 days from the date of the transaction.
To make a purchase greater than the balance on your Card, you will need to use another payment method – cash, check, credit card or debit card – to cover the difference. Tell the cashier the amount to deduct from your Card and how much you will pay with the other method. We do not guarantee the establishment will fulfill this request.
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